Reymund Resma

• Cultivated strong relationships with Credit and Collection team in, to promote collaboration and long-term success.
• Led cross-functional teams to exercise sound credit and collection process resulting in increased efficiency and client satisfaction.
• Demonstrated proficient leadership skills to motivate employees and build competent teams.
• Collaborated with senior management to develop strategic initiatives and long term goals.
• Representative for Management and Executive meetings

• Developed strong relationships with key Officers through regular meetings
• Mitigated fraud risks with thorough due diligence procedures and vigilant monitoring of potential red flags in customer profiles.
• Conducted comprehensive credit assessments for complex loan applications, ensuring sound decision-making and adherence to regulations.
• Improved credit risk management by implementing effective strategies and policies to minimize financial losses.

• Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
• Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
• Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
• Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.

Conduct Credit Investigation and ocular visit to clients

Provide accurate and reliable and comprehensive credit report resulted in credit investigation process