MARIFE BALANGBANG
Barangay Binalay, Tinambac Camsur,Philippines
Summary
Experienced Loan Officer with a proven track record in managing high-volume portfolios and achieving a 100% repayment rate. Demonstrates expertise in loan processing, credit evaluation, and financial analysis. Skilled in customer relationship management, risk assessment, and product presentation. Adept at maintaining accurate loan documentation and ensuring compliance with company policies. Strong communication and negotiation skills, proficient in Microsoft Office applications. Career goal: to leverage extensive experience in financial services to drive client success and organizational growth.
Overview
12
12
years of professional experience
Work History
Loan Officer
Negros Women for Tomorrow Foundation Inc.
Camarines Sur
08.2022 - 05.2026
- Achieved and maintained a 100% repayment rate, demonstrating strong credit assessment and collection strategies
- Managed a high-volume portfolio of 300+ active clients weekly, ensuring efficient loan processing and client servicing
- Evaluated loan applications through client interviews, financial analysis, and background verification
- Ensured timely loan releases and consistent collection performance
- Maintained accurate, organised loan documentation in compliance with company policies
- Facilitated orientations on loan products and insurance packages to enhance client understanding and increase product uptake
- Conducted regular centre meetings to monitor client performance, address concerns, strengthen relationships
- Built long-term relationships with clients, resulting in high retention and repeat borrowing
Brand Ambassador
Tanduay Rhum
Masbate City
06.2019 - 03.2020
Product Specialist
Vivo South Luzon
Legazpi City
06.2017 - 11.2017
Product Specialist
South Asialink Credit Corp
Legazpi City
09.2016 - 03.2017
Cashier
Hong Enterprises
Legazpi City
03.2016 - 08.2016
Sales Agent
Globe Telecom- South Luzon
Legazpi City
08.2014 - 02.2016
- Part-time
Education
Bachelor of Science - Accountancy
Masbate Colleges
Masbate City01-2021
Secondary
Liceo de San Jacinto Foundation Inc.
San Jacinto, Masbate01-2009
Primary
Bagahanglad Elementary School
San Jacinto, Masbate01-2005
Skills
- Loan Processing & Credit Evaluation
- Portfolio Management (300 clients)
- Collection and delinquency control
- Financial Analysis
- Customer Relationship Management
- Product Presentation & Client Orientation
- Risk Assessment
- Strong Communication & Negotiation Skills
- Microsoft Office (Word, Excel)
Additional Information
- Date of Birth: July 20, 1993
- Civil Status: Single
- Languages: Filipino, English
Timeline
Loan Officer
Negros Women for Tomorrow Foundation Inc.
08.2022 - 05.2026
Brand Ambassador
Tanduay Rhum
06.2019 - 03.2020
Product Specialist
Vivo South Luzon
06.2017 - 11.2017
Product Specialist
South Asialink Credit Corp
09.2016 - 03.2017
Cashier
Hong Enterprises
03.2016 - 08.2016
Sales Agent
Globe Telecom- South Luzon
08.2014 - 02.2016
Bachelor of Science - Accountancy
Masbate Colleges
Secondary
Liceo de San Jacinto Foundation Inc.
Primary
Bagahanglad Elementary School