Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
References
Generic
Timothy Joseph Fernandez

Timothy Joseph Fernandez

Malabon,ZMB

Summary

Experienced in credit and finance with strong background in credit analysis, risk assessment, and account management. Adept at collaborating with team members and adapting to evolving needs to achieve optimal results. Skilled in financial reporting, data analysis, and customer service, while maintaining high ethical standards and integrity. Reliable and focused, driving success through effective problem-solving and decision-making.

Experienced with strategic planning, financial management, and team leadership. Utilizes industry knowledge to drive business growth and operational efficiency. Track record of creating and implementing innovative strategies to enhance profitability and productivity.


Overview

21
21
years of professional experience
10
10
Certification

Work History

Owner / Lead Operation

Mega-Taste Eatery
01.2025 - 06.2025

As the independent operator of Mega-Taste Eatery, a food concession inside Frabelle Corporation's canteen, I was responsible for all aspects of the business. My role involved overseeing the entire food operation, including staff management, inventory, and procurement. I was also in charge of sales and financial tracking to ensure profitability, while consistently maintaining strict compliance and sanitation standards. Ultimately, my main goal was to guarantee customer satisfaction by providing quality food and service to all of Frabelle's employees.

Credit Associate III / Accounting Associate III

Ingram Micro
03.2023 - 02.2025

Managed a $24 million monthly collections portfolio, overseeing 1,600-2,500 accounts while processing 300-400 transactions daily. Through a strategic approach that included efficient collections and skilled negotiation of disputed invoices, I successfully reduced Days Sales Outstanding (DSO) by 10%. My responsibilities also included creating and presenting weekly, monthly, and quarterly performance reports for senior management, as well as training team members on account review procedures and effective decision-making. I utilized various financial software, including IMPULSE, High Radius, BillTrust, and CashPro, to manage accounts and streamline payment processing.

Client Service Representative/Collections

Sitel Corporation
08.2020 - 02.2023

Consistently ranked as a top collections agent, I exceeded targets for both U.S. and Canadian accounts by managing a high volume of outbound calls—30-45 daily. I successfully resolved a variety of client inquiries related to past-due invoices, disputes, and interest fees. My focus on providing exceptional client support not only involved guiding customers through online payment processes but also fostered positive relationships, which resulted in a 75% client satisfaction rate and a 95% online payment adoption rate.

Project Supervisor/ABS-CBN

EGSI/Environment and General Services, Inc.
01.2020 - 03.2020

As a supervisor, I led a team of 10-20 individuals, ensuring all cleanliness and organizational standards were consistently met. I was responsible for managing weekly inventory and compiling comprehensive project reports, which provided data-driven insights to improve team efficiency and accountability.


Project Supervisor

Lazer’s Builder Corporation
02.2018 - 11.2019

As a supervisor, I led a team of six specializing in fiber optic cable installation and maintenance, ensuring high-quality workmanship and project efficiency. I also successfully coordinated with government officials and contractors to obtain the necessary permits for high-speed internet projects, which was critical for ensuring timely approvals and overall project success.

Owner / Graphic designer

JHACZ Printing Services
01.2016 - 01.2021

I designed unique logos and T-shirts for various clubs, which effectively captured their organizational identity and promoted community engagement.


Technical Support

Abennach Technologies Corporation
03.2011 - 11.2013

As a Technical Director and Technical Support in the online gaming industry, I was the primary contact for resolving complex technical issues to ensure a seamless gaming experience. My role demanded a combination of technical expertise, problem-solving skills, and strong communication. I was responsible for troubleshooting and resolving a wide range of technical problems, from network issues to in-game bugs, while also providing clear, step-by-step solutions to users. By streamlining project workflows, I enhanced team productivity and reduced project turnaround times. This experience gave me a unique blend of technical knowledge and customer service skills, teaching me how to be a resourceful problem-solver, a clear communicator, and a reliable team member.


Cabin Steward / Housekeeping Supervisor - MV Saga Ruby (Hotel Department)

Magsaysay Maritime Corporation Manila
11.2004 - 08.2010

As a Cabin Steward and later a Housekeeping Supervisor on a cruise ship, I was responsible for ensuring the comfort, safety, and satisfaction of all passengers. This was a demanding, fast-paced environment that honed my skills in organization and attention to detail. My role required me to manage a team of stewards, prioritizing tasks to maintain efficiency and meet tight deadlines. I became a proficient problem-solver, consistently adapting to new challenges to ensure guest needs were met. The core of my job was providing exceptional customer service, which taught me how to communicate effectively and maintain a positive attitude under pressure.

Education

Bachelor of Science - Information Technology

Philippine Women’s University
01.2001

Bachelor of Arts - Fine Arts Advertising

University of the East
01.1998

Skills

  • Communication
  • Skills Management
  • Problem Solving, Creativity
  • Leadership, Adaptability
  • Team Work
  • Customer Service
  • Data Analysis, Design
  • Project Management
  • Work Ethic
  • Computer Literacy
  • Flexibility
  • Customer relations
  • Small business operations
  • Relationship building
  • Verbal and written communication
  • Operations management
  • Business management
  • Strategic planning
  • Staff management
  • Marketing
  • Team oversight
  • Staff hiring
  • Negotiation
  • Employee development
  • Financial planning
  • Cost reduction

Accomplishments

  • Trained and mentored new team members, leading to improved their decision-making skills.
  • Documented and resolved client issues, which earned KUDOS certificates in recognition of my accountability and dedication to customer satisfaction.
  • Consistent top performer at both Sitel and Ingram Micro, recognized for exceeding key performance indicators and maintaining high standards of customer satisfaction.

Certification

  • Consistent KUDOS achiever for accountability at INGRAM MICRO
  • Consistent monthly top-agent for U.S. and Canada account at SITEL CORPORATION
  • Certificate for Basic Safety Training, Proficiency in Personal Survival techniques, Fire Prevention and Fire Fighting, Elementary First Aid, Personal Safety and Social Responsibility, Crowd Management, Public Health and Safety Training, Manual Handling Course, Customer Care, Chemical Awareness and Usage Training

Timeline

Owner / Lead Operation

Mega-Taste Eatery
01.2025 - 06.2025

Credit Associate III / Accounting Associate III

Ingram Micro
03.2023 - 02.2025

Client Service Representative/Collections

Sitel Corporation
08.2020 - 02.2023

Project Supervisor/ABS-CBN

EGSI/Environment and General Services, Inc.
01.2020 - 03.2020

Project Supervisor

Lazer’s Builder Corporation
02.2018 - 11.2019

Owner / Graphic designer

JHACZ Printing Services
01.2016 - 01.2021

Technical Support

Abennach Technologies Corporation
03.2011 - 11.2013

Cabin Steward / Housekeeping Supervisor - MV Saga Ruby (Hotel Department)

Magsaysay Maritime Corporation Manila
11.2004 - 08.2010

Bachelor of Arts - Fine Arts Advertising

University of the East

Bachelor of Science - Information Technology

Philippine Women’s University

References

Rey, Unico, Technical Supervisor, +63977 817 3495, reidvez@gmail.com,

Abentech International Corporation


Normae Avila-Mayo, +63917 970 7523, avila.normae24@gmail.com, 

Sitel Corporation


Jaysom Mesina Cruz, +63917 630 4081, jaysonmesinacruz@gmail.com, 

Laser's Builder Corporation


Alvin Latosa, +63915 151 3187, alvi986@yahoo.com, 

Ingram Micro Philippines

Timothy Joseph Fernandez