Sara Serapion
Valenzuela City
Summary
Dedicated, organized, and versatile professional individual with 8 years of relevant experience in accounting and loan processing. Equipped with a knowledge of financial statements, and experience in managing various financial documents. Expertise in financial data entry and record-keeping. Skilled in account reconciliations and accurately preparing daily, weekly, and monthly reports. Demonstrated ability to handle confidential, financial information. Ability to work under pressure, reliable with good multitasking skills. Possess a strong work ethic and resourceful nature. Quick-learning team player with effective communication and organization skills. Eager to take on a new role with long-term growth and advancement potential.
Overview
8
8
years of professional experience
8
8
years of post-secondary education
2
2
Languages
Work History
Accounting Staff Member
Holy Cross Savings and Credit Cooperative
Valenzuela City
01.2021 - Current
- Processed payments and documents such as check vouchers, journal vouchers, cash vouchers, employee reimbursements, and other statements.
- Used accounting software to prepare and encode the accounting entries for daily, weekly, and monthly reports.
- Check daily official receipts of the cash department and correct errors to resolve discrepancies.
- Computes interest and penalties on all loan payments.
- Maintained accurate and complete documentation to facilitate accounting and filing functions.
Branch Staff (Bookkeeper, Collection & Accounting)
Holy Cross Savings and Credit Cooperative
Valenzuela City
10.2019 - 12.2020
- Encode, process, and post the entries and vouchers to the accounting system.
- Check and verify the daily transactions to confirm accurate entries and account balances.
- Monitor all deposits and compute the interest and penalties of all loan payments.
- Prepare monthly notices to delinquent members.
- Reported statements of accounts on arrears and overdue.
- Maintains and updates the Book of Accounts.
- Performed monthly Bank Reconciliation Statements and reconciles subsidiary and general ledgers.
- Prepare financial and other required reports monthly such as Accounts Receivable Analysis, Lapsing Schedule, Aging of Receivables, and Cash in Bank Report.
Loan Processor
Holy Cross Savings and Credit Cooperative
Valenzuela City
10.2014 - 09.2019
- Perform an initial interview of potential borrowers to evaluate their eligibility for a loan.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for borrowers.
- Verify client income, credit reports, and other information then submit the completed loan applications to Credit Investigator for appraisal.
- Processed loans within various departments to achieve timely, accurate, and fair proceedings.
- Upheld complete confidentiality of all submitted information.
- Worked with customers in person and via telephone to answer questions, process transactions, and resolve credit issues.
- Prepare mortgage contracts and legal documents that will be submitted to attorneys and government clerks.
- Daily monitoring of loan insurance remittance listing report.
- Prepare insurance notice monthly to update the premium payments of the borrowers.
- Scanned the compiled legal documents such as land titles, property tax histories, mortgage contracts, insurance, and loan files.
Education
Bachelor of Science - Accountancy
06.2012 - 10.2013
Bachelor of Science - Accountancy
06.2009 - 04.2012
- Member of Junior Philippine Institute of Accountants
High School Diploma -
06.2005 - 04.2009
Skills
Data processing
GL accuracy
Account Reconciliation
Month-end reports
File and database management
Attention to Detail
Teamwork and Collaboration
Clerical Support
Multitasking Abilities
Organization and Time Management
Accounting and bookkeeping
Aging reports analysis
Financial transactions expertise
Legal compliance
Financial document review
Processing procedures
Problem-Solving
MS Office
Analytical and Critical Thinking
Excellent Communication
Dependable and Responsible
Data Entry
Flexible and Adaptable
Confidentiality
Timeline
Accounting Staff Member - Holy Cross Savings and Credit Cooperative
01.2021 - Current
Branch Staff (Bookkeeper, Collection & Accounting) - Holy Cross Savings and Credit Cooperative
10.2019 - 12.2020
Loan Processor - Holy Cross Savings and Credit Cooperative
10.2014 - 09.2019
University of Luzon - Bachelor of Science, Accountancy
06.2012 - 10.2013
University of Pangasinan - Bachelor of Science, Accountancy
06.2009 - 04.2012
Mapandan Catholic School - High School Diploma,
06.2005 - 04.2009