Summary
Overview
Work History
Education
Skills
References
Software
Timeline
AdministrativeAssistant
Roma Falcutila

Roma Falcutila

Loan Processor
City of San Jose Del Monte,Bulacan

Summary

Enthusiastic Mortgage Processor, eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of loan processing and submitting and training in handling different types of scenario. Motivated to learn, grow, and excel in the Mortgage Broking Industry.

Overview

6
6
years of professional experience
1
1
Certification
4
4
years of post-secondary education

Work History

Client Specialist

Freelancer
Remote
03.2023 - 03.2024
  • Complete data entry in Salestrekker and generate Credit Proposal.
  • Prepare Lender Forms
  • Lodge the application through AOL, Simpology and Loanapp
  • Ordering Valuation
  • Requesting Pricing Discount
  • Generating Property Reports
  • Liaise with relevant parties to collate the necessary supporting documentation and checking the status of application.

Junior Loan Processor (US)

Freelancer
Remote
03.2021 - 03.2023
  • Organize and maintain loan files, ensuring all documents are accurately filed, labeled, and up-to-date in accordance with regulatory requirements.
    Input loan application information, borrower details, financial data, and other relevant information into company's system (POINT) with accuracy and attention to detail.
  • Manage incoming and outgoing communications, including phone calls, emails, and faxes. Relay messages to appropriate parties and respond to routine inquiries from clients, borrowers, and other stakeholders.
  • Coordinate appointments, meetings, and conference calls for loan officers, underwriters, and clients. Manage calendars and ensure timely reminders for upcoming events.
  • Provide assistance to clients and borrowers throughout the loan application process, answering questions, providing status updates, and offering guidance on required documentation and procedures.
  • Maintain accurate records of loan applications, approvals, denials, and disbursements. Generate reports as needed to track loan pipeline, performance metrics, and compliance data.
  • Monitor loan files for compliance with federal, state, and company regulations.
  • Deliver excellent customer service to borrowers, real estate agents, title companies, and other stakeholders throughout the loan process, addressing inquiries and resolving issues in a timely and professional manner.

Senior Loan Processor (AU)

Freelancer
Remote
04.2020 - 02.2021
  • Assist mortgage brokers with the structure of the loan by checking that the lender's policies meet the client's requirements and objectives
  • Assist mortgage brokers with finding a lender that can accept a proposed loan structure: call lenders to ensure their policy allows the clients to proceed with the structure they want
  • Assist mortgage brokers with serviceability: accurately complete serviceability calculators
  • Preparing cover letter for loan application
  • Accurately input information from supporting documents provided by the clients into the company's system (Infynity)
  • Preparation of the application form and pack to be sent to clients
  • Submission of the loan application to the lender
  • Secondary tasks include order and follow-up valuations, prepare property profile reports, order and follow-up pricing discounts, and complete property reports through RP Data.

Application Specialist

EMAPTA
07.2019 - 04.2020
  • Prepare a request for supporting documents from clients through File Invite
  • Check supporting documents received from clients (example: bank statements, identification documents, income documents…) to ensure they comply with the lender's requirements
  • Complete a 'supporting document checklist' for each client on Process Street
  • Rename the supporting documents received accordingly to the company's naming convention
  • Accurately input information from supporting documents provided by the clients into the company's system (FLEX)
  • Preparation of the application form and pack to be sent to clients
  • Submission of the loan application to the lender
  • Secondary tasks include calling lenders for post-settlement checks, checking current loan details for clients, ordering and following up valuations, preparing property profile reports, ordering and following up pricing discounts, completing discharge and variation forms, and completing property reports through RP Data.

Senior Credit Officer

CYNET VIRTUAL ADVANTAGE
Pampanga
07.2018 - 06.2019
  • Do pre-qualification for new leads
  • Preparing cover letter for loan application
  • Accurately input information from supporting documents provided by the clients into the company's system (LoanKit/Infynity)
  • Assist mortgage brokers with serviceability: accurately complete serviceability calculators
  • Preparation of the application form and pack to be sent to clients
  • Submission of the loan application to the lender
  • Secondary tasks include order and follow-up valuations, prepare property profile reports, order and follow-up pricing discounts, and complete property reports through RP Data.

Education

Bachelor of Science - Accounting Technology And Bookkeeping

LA VERDAD CHRISTIAN COLLEGE
Pampanga
06.2014 - 03.2018

Skills

  • Mortgage Loan Software
  • Title Research
  • Credit Reports
  • Attention to Detail
  • Regulatory Compliance
  • Loan Servicing
  • Loan Submissions
  • Credit analysis
  • Income Evaluation
  • Client Interview
  • Client Data Gathering
  • Application Process Management

References

References Mr. Nigel Sequeira, My Loan Pays Me - Broker, +610469179538, nsequeira@myloanpaysme.com.au Mr. Joseph Alexander Joseph, Hi-Lend Finance - Broker, +610410446337, joseph@hilendfinance.com.au Mr. Dan Koz, Xcapital - Director, +1 4084093458, dkoz@xcapital.com

Software

FLEX (AFG)

MERCURY NEXUS (CONNECTIVE)

INFYNITY (FINSURE)

SALESTREKKER

QUICKLI

BROKER ENGINE

BROKERPAD

FILEINVITE

MS TOOLS

PROCESS ST

CALYX

ARIVE

Timeline

Client Specialist

Freelancer
03.2023 - 03.2024

Junior Loan Processor (US)

Freelancer
03.2021 - 03.2023

Senior Loan Processor (AU)

Freelancer
04.2020 - 02.2021

Application Specialist

EMAPTA
07.2019 - 04.2020

Senior Credit Officer

CYNET VIRTUAL ADVANTAGE
07.2018 - 06.2019

Bachelor of Science - Accounting Technology And Bookkeeping

LA VERDAD CHRISTIAN COLLEGE
06.2014 - 03.2018

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