Summary
Overview
Work History
Education
Skills
Timeline
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Rizza Mae Yap

Rizza Mae Yap

Specialized Mortgage Closer
Santa Maria, Province Of Bulacan

Summary

Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm.Recognized for adaptability and proactive approach in delivering effective solutions.

Overview

12
12
years of professional experience

Work History

Closing /Funding Specialist

BrokerVA
04.2025 - 08.2025
  • Successfully closed loans by conducting thorough risk assessments and ensuring compliance with applicable regulations.
  • Managed a diverse pipeline of mortgage applications, prioritizing tasks effectively to meet deadlines consistently.
  • Developed and maintained relationships with customers, lenders and other third parties.

Mortgage Closing Specialist III

JPMorgan Chase
12.2020 - 05.2025
  • Coordinate the receipt of accurate title fee sheet from managed Settlement Agent.
  • Review of title fees and make necessary adjustments to make sure fees are in compliance with Chase fee policy.
  • Analyze escrow data, loan terms and structure, cash to close to ensure compliance with the loan conditions and Chase Policy.
  • Perform systematic validation to ensure accuracy of the Final Closing Disclosure.
  • Generating closing disclosure and confirming compliance with RESPA- TILA guidelines Review of wire breakdown charges to avoid possible shortage.
  • Printing the wire amount.
  • Generate and provide Closing Package to Settlement Agent and to our funding team
  • Facilitated smooth closings for clients by managing deadlines and coordinating all parties involved in the transaction.

Auto Collection Specialist II

JPMorgan Chase
09.2017 - 12.2017
  • Contacting customers and informing them about their overdue bills.
  • Advising customers on their payment options and suggesting methods of payments, prioritizing account resolution and maintaining professionalism throughout interactions
  • Maintained high volume of calls and met demands of busy and productive group.
  • Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.


Technical Support Specialist

Time Warner Cable (Convergys)
02.2017 - 07.2017
  • Speaking to customers quickly get to the root of their problem.
  • Troubleshooting technical issues.
  • Resolving network issues.

Customer Service Representative

1800-Flowers - Seasonal Account (iQor Philippines)
01.2017 - 02.2017
  • Take orders accurately and enter them into the system.
  • Upsell menu items when appropriate.
  • Assist with customer inquiries and complaints.

Merchant's Dispute Specialist

Capital One (SITEL Phil. Corp.)
09.2013 - 01.2017
  • Identify the problem. Find out what the source of the conflict is.
  • Analyzing customer data and transactions to detect patterns of dispute activity and identify their root causes.
  • Filing a dispute case and notifying the merchant when a customer has disputed a charge.

Education

BSED- English - Undergrad

Carlos Hilado Memorial College
Talisay, Province Of Negros Occidental, Philippines
04.2001 -

Skills

    Compliance awareness

    Document review

    Loan processing

    Deadline oriented

    Closing expertise

    Data collection

    Teamwork and collaboration

    Customer service

    Problem-solving

    Time management

    Problem-solving abilities

    Data entry

    Multitasking

    Verbal communication

Timeline

Closing /Funding Specialist

BrokerVA
04.2025 - 08.2025

Mortgage Closing Specialist III

JPMorgan Chase
12.2020 - 05.2025

Auto Collection Specialist II

JPMorgan Chase
09.2017 - 12.2017

Technical Support Specialist

Time Warner Cable (Convergys)
02.2017 - 07.2017

Customer Service Representative

1800-Flowers - Seasonal Account (iQor Philippines)
01.2017 - 02.2017

Merchant's Dispute Specialist

Capital One (SITEL Phil. Corp.)
09.2013 - 01.2017

BSED- English - Undergrad

Carlos Hilado Memorial College
04.2001 -
Rizza Mae YapSpecialized Mortgage Closer