PHILIP MARCEL CALIXTO
ASSISTANT MANAGER - BUSINESS RELATIONSHIP OFFICER
STA ROSA
Summary
Dynamic banking and KYC professional with nearly 14 years of experience, possessing a robust understanding of compliance and regulatory frameworks. Proven ability to communicate complex information effectively, both verbally and in writing, ensuring clarity and compliance in all interactions. Eager to leverage extensive expertise to contribute to organizational success and drive strategic initiatives. Committed to fostering a culture of excellence and integrity in all aspects of operations.
Overview
16
16
years of professional experience
Work History
Branch Relationship Officer - Assistant Manager
Rizal Commercial Banking Corporation
06.2024 - Current
- Contributing in the growth of account openings through formulation of strategic sales initiatives and implementation of KYC procedures for potential accounts.
- Performing assessment of new potential client, obtaining KYC documents to fulfill requirements and evaluate business model risk.
- Guaranteeing compliance with regulatory requirements through meticulous customer due diligence checks prior to onboarding solicited accounts.
- Lowering the risk as of money laundering and terrorist financing by implementing robust KYC policies and procedures before opening the solicited account.
- Evaluated new prospect client and KYC documents to ensure compliance and assess business model risk.
- Evaluating clients to perform comprehensive customer due diligence and enhanced due diligence review.
- Managing customer relations challenges, facilitating rapid resolution and enhancing client satisfaction.
- Directed day-to-day operations to align with performance, quality of on boarded accounts.
Branch Marketing Officer - Jr. Assistant Manager
Bank of Commerce
06.2023 - 12.2023
- Facilitating risk-free onboarding of new accounts in bank.
- Conducting comprehensive research on high-risk clients, minimizing exposure to potential financial crimes before on boarding the accounts.
- Executing strategies to solicit potential clients utilizing improved due diligence measures, delivering guidance on essential resolution procedures.
- Supporting the management in enforcing AML/KYC policies and procedures, maintaining regulatory compliance through thorough provision and execution of KYC for both new and existing clients.
- Enhancing bank's products and services through implementation of targeted marketing campaigns and strategies.
Senior Branch Operations Assistant
China Banking Corporation
06.2015 - 06.2023
- Balancing daily bank transactions, ensuring accuracy in all incoming and outgoing activities. Reconciled withdrawals and deposits to maintain financial integrity. Verified account opening requirements for completeness and compliance.
- Conducting daily accounting entries to ensure precise financial reporting.
- Examining General Ledgers to detect discrepancies and address risks.
- Detecting and mitigating potential fraudulent activities through vigilant transaction oversight
- Streamlining compliance integration for newly onboarded accounts.
New Accounts (Customer Relation Assistant)
China Banking Corporation
03.2010 - 05.2015
- Opening new client accounts while ensuring KYC compliance and documentation completeness.
- Providing customer service through strong interpersonal, verbal, and written communication skills.
- Worked closely with management to provide effective assistance for specific aspects of business operations.
- Answering incoming phone calls to process requests, transfer calls, or relay messages to appropriate personnel.
Education
Bachelor of Science - Hotel & Restaurant Management
DOMINICAN COLLEGE
Sta. Rosa City, Laguna06.2009
Secondary Course - undefined
San Geronimo Emiliani School
03.2005
Elementary Course - undefined
San Geronimo Emiliani School
Sta. Rosa, Laguna07.2001
Skills
Know your customer
Interests
Playing Sports - Basketball, Cooking - Creating different kinds of menu
Timeline
Branch Relationship Officer - Assistant Manager
Rizal Commercial Banking Corporation
06.2024 - Current
Branch Marketing Officer - Jr. Assistant Manager
Bank of Commerce
06.2023 - 12.2023
Senior Branch Operations Assistant
China Banking Corporation
06.2015 - 06.2023
New Accounts (Customer Relation Assistant)
China Banking Corporation
03.2010 - 05.2015
Secondary Course - undefined
San Geronimo Emiliani School
Elementary Course - undefined
San Geronimo Emiliani School
Bachelor of Science - Hotel & Restaurant Management
DOMINICAN COLLEGE
Similar Profiles
Junn Eighteen NaveaJunn Eighteen Navea
Head- Policy Development and Cost Standards Dept. at Rizal Commercial Banking CorporationHead- Policy Development and Cost Standards Dept. at Rizal Commercial Banking Corporation
NELSON A. ODIO JR.NELSON A. ODIO JR.
Branch Operation Manager at Rizal Commercial Banking CorporationBranch Operation Manager at Rizal Commercial Banking Corporation
Michaelangelo ManlongatMichaelangelo Manlongat
Cash Sorter at Rizal Commercial Banking Corporation (Philippines)Cash Sorter at Rizal Commercial Banking Corporation (Philippines)
Josenia OrbigosoJosenia Orbigoso
QC/QA Senior Manager at Tsukiden Electronics Philippines IncQC/QA Senior Manager at Tsukiden Electronics Philippines Inc
JHUN P BUTIONGJHUN P BUTIONG
Seasonal Operations Manager at Concentrix PhilippinesSeasonal Operations Manager at Concentrix Philippines