Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic
Patricia Matibag, MBA, CLSSYB

Patricia Matibag, MBA, CLSSYB

Dasmarinas City, Cavite

Summary

Result-oriented AML/KYC Analyst with over (8) years experience in local and global KYC policies and procedures of financial and banking industry. Knowledgeable in implementing quality assurance and compliance with relevant money laundering regulations. Ability to ensure KYC checks and completing enhance due diligence to attain client-specific processing requirements.

Overview

9
9
years of professional experience
1
1
Certification

Work History

Senior KYC Analyst, Operations

Personiv Manila
01.2024 - Current
  • Perform Client Profiling updates during Lifecycle Management Process, including KYC and CDD/EDD, Client Corporate Structure and Beneficial Ownership, Souce of Wealth, Tax, US Indicia, Sanctions, PEP, Sustainability Risk, Reputational Risk and Client Risk Score, to ensure adherence to regulatory requirements and bank policies
  • Extensive knowledge in AML/OFAC, Bank Secrecy Act, USA PATRIOT Act, and FinCEN Customer Identification Program (CIP) Guidance supporting US-Based Bank client
  • Excellent research capabilities, data analysis and proficiency in utilizing various research tools, databases and public sources (World check, Lexis Nexis, Accuity, etc.)
  • Mitigate financial risks by identifying covered and suspicious transactions and reporting them to relevant authorities.

Regulatory Compliance Senior Analyst

Accenture Inc
04.2023 - 01.2024
  • KYC/AML support to international bank and follow global policies and procedures.
  • Perform detailed data gathering and analyze gathered data.
  • Responsible for ensuring KYC/CDD checks and completing Enhance Due Diligence.
  • Perform external research to identify publicly available data.
  • Understand beneficial ownership structure and KYC/CDD requirements around UBO identification.
  • Conducting PEPs (Politically Exposed Persons) screening, sanctions screening, and adverse media checks.
  • Compliance with regulations and attainment of client specific processing requirements.
  • Where necessary, conduct client outreach to obtain missing documentation as part of KYC/CDD process.
  • Transaction monitoring of different clients and/or legal entity dealing with casinos and online gaming, cryptocurrency, real estate, connections to Sanctioned countries, UHRC and HRC, (Ultra/High Risk countries), and all covered persons and industries to identify and mitigate Financial Economic Risk and ML/CTF if any.

Service Officer

Rizal Commercial Banking Corporation
01.2022 - 04.2023
  • Risk Management and Compliance: Reports any incident that is deemed as red flags or risk to bank's reputation. Monitors Business Center's compliance to regulatory and internal policies. Monitors risk areas within goal of eliminating errors, lapses, irregularities that could result to risk exposure or possible losses.
  • Transaction Processing and Monitoring: Ensures that branch transactions are processed within set limits and approvals. Acts as primary approver, custodian, alternate custodian, co‐custodian to transactions, processes and documents. Performs new accounts‐related transactions.
  • Customer Service: Assists Service Manager in ensuring total client's satisfaction. Assists Service Manager in implementing service‐related projects by bank. Offers products and sales‐related projects to clients to help reach targets sales and quotas of Business Center.
  • Administrative and People Management: Assists Service Manager in OPEX and CAPEX, bank premises and security concerns. Initiates training and coaching to improve performance of Service Associates.

Reserve Officer

Rizal Commercial Banking Corporation
08.2021 - 12.2021
  • Assists in performing compliance reviews and control standards on case to case as assigned by Regional Service Head.
  • Regular account management and reviews for newly account opening, periodic updating, account reactivation and closure which applies to all business centers.
  • Performs ad-hoc tasks such as special investigation/review, reconciliation of unbalanced accounts, ATM Duty Officers, surprise cash count and inventory of accountable, etc as assigned by District Service Head.
  • Assumes position and responsibilities as Service Manager, Service Officer and Service Associate in their absence.

Service Associate

Rizal Commercial Banking Corporation
04.2016 - 07.2021
  • Client onboarding and KYC verification process by conducting customer due diligence, name screening, adverse media and sanction screening applied on retail and corporate clients.
  • Performing Enhance due diligence for high risk clients such as PEP or Politically Exposed Person and close associates, high risk industries such as, casinos, online gaming, cryptocurrencies, real estate and etc.
  • Attends to various customer inquiries and requests and ensures zero complaints from clients on its day-to-day operations.
  • Performs account opening related functions, tasks for processing other bank services (Time deposits/ Peso and FCDU placements, bills payment, bank certification, check requisitions) and reconciliation as required in Branch Operations Manual and in accordance with regulatory policies.
  • Engages with client and explores avenues to better serve clients through generation of leads for Sales to offer other YGC Products and/or deepen existing relationships.
  • Performs over-the-counter functions and processes transaction following with prescribed policies and procedure .
  • Verifies and accepts cash, processes outward foreign remittances such as application or cancellation of Telegraphic Transfer and Demand Draft, Foreign Bills Purchase
  • Verifies Foreign Currency Bills, and processes Manager Check, Demand Draft Issuances, FX Sale and Purchase.

Guest Relations Specialist

Marketing Convergence Inc. SM Group Of Companies
01.2015 - 03.2016
  • Receives members and guests and acts as host of Prestige Lounge.
  • Attends to requests and coordinates with Prestige Lounge partners on service requirement of guest.
  • Implements Customer Relation Programs and events.
  • Prepares and submit daily, weekly and monthly operations report.
  • Receives customer complaints, pacify and listens to guests, and escalate problems to higher authorities/management

Education

MBA - Masters in Business Administration

Philippine Christian University
Manila Campus
08-2022

Bachelor of Science - Hotel And Restaurant Management

Cavite State University
Imus Campus
04-2014

Skills

  • Onboarding and KYC Verification
  • AML Compliance Knowledge
  • Data Collection and Analysis
  • Risk Assessment Procedures
  • High-Risk Account Review
  • Documentation Review
  • Enhance Due Diligence
  • Transaction Monitoring
  • Covered and Suspicious Activity Reporting
  • Financial Crime Prevention
  • Sanctions Screening Proficiency

Accomplishments

    Employee Accomplishments

  • Initiated Environmental Sustainability Community and Awareness in Personiv Manila - May 2024
  • Year-to-date Top Performer in Quality and Production -Accenture Inc, Dec 2023
  • Top 1 in Branch Officers Orientation Training Program, Rizal Commercial Banking Corporation, Aug 2021
  • Most Commendable Guest Relations Specialist and Deputy-in-charge, 2016, Marketing Convergence Inc.

    • Academic Accomplishments

  • Scholar for Provincial Scholarship Program

    • Trece Martires City, June 2010 - April 2014

  • Scholar for Skills Enhancement and Education Development for Students

    • Jollibee Foods Corporation, Nov 2011 - March 2013

Certification

  • Certified Lean Six Sigma Yellow Belt - Ask Lex PH, (CSSC Accredited)
  • AML/CFT Casino Implementation of Rules and Regulation - AML Certified PH (AMLC and PAGCOR Accredited)
  • Enhancing Financial Inclusion with a Risk-Based Approach - ACAMS
  • Ending Illegal Wildlife Trade – A Comprehensive Overview and Law Enforcement- ACAMS
  • Fighting Modern Slavery and Human Trafficking - ACAMS
  • AMLC Registration and Reporting Guidelines Course - Anti-Money Laundering Council
  • AML/CTF Fundamentals Course - Anti-Money Laundering Council
  • Targeted Financial Sanction Course - Anti-Money Laundering Council
  • Occupational First Aid and BLS with AED - Prompt Care Learning Center Inc
  • Branch Officers Orientation Training Program - Rizal Commercial Banking Corporation
  • Basic Signature Verification and Forgery Detection - Rizal Commercial Banking Corporation
  • Peso/Dollar Counterfeit Detection Seminar - Rizal Commercial Banking Corporation
  • SM Prestige Customer Service At Its Finest - Marketing Convergence Inc

Timeline

Senior KYC Analyst, Operations

Personiv Manila
01.2024 - Current

Regulatory Compliance Senior Analyst

Accenture Inc
04.2023 - 01.2024

Service Officer

Rizal Commercial Banking Corporation
01.2022 - 04.2023

Reserve Officer

Rizal Commercial Banking Corporation
08.2021 - 12.2021

Service Associate

Rizal Commercial Banking Corporation
04.2016 - 07.2021

Guest Relations Specialist

Marketing Convergence Inc. SM Group Of Companies
01.2015 - 03.2016

MBA - Masters in Business Administration

Philippine Christian University

Bachelor of Science - Hotel And Restaurant Management

Cavite State University

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Patricia Matibag, MBA, CLSSYB