Michael Roy Erguiza
CRIMINOLOGY
Urbiztondo,PANGASINAN
Summary
Results-driven Credit Investigator with strong attention to detail and analytical skills. Proven ability to conduct thorough credit evaluations and ensure compliance, ready to enhance financial decision-making.
Overview
3
3
Certifications
2
2
years of professional experience
Work History
Credit Investigator
HMS Credit & Finance Co. Inc.
Mangatarem, Province Of Pangasinan, Philippines
03.2024 - 10.2025
- Conducted thorough credit investigations to assess applicant eligibility and risk levels.
- Analyzed financial documents and credit histories to ensure accuracy and compliance with company policies.
- Collaborated with clients to gather necessary information for comprehensive credit evaluations.
- Utilized advanced software tools for data analysis, enhancing reporting efficiency and accuracy.
Watcher
RPR Promotions
Mangatarem, Province Of Pangasinan, Philippines
08.2023 - 01.2024
- Monitored live security feeds and patrolled sales floor to detect and prevent theft and property damage.
- Intervened suspected shoplifters and altercations, emergencies, or medical incidents until local authorities arrived.
- Identified and reported physical hazards, ensuring safety by preventing accidents and maintaining clear emergency exits.
Education
Bachelor of Science - Criminology
Philippine College Of Science And Technology
Old Nalsian Road Calasiao, Pangasinan 04.2001 -
Skills
Attention to Detail
Time Management
Computer skills
Communication
Certification
Barangay Official Eligibility
Timeline
Credit Investigator
HMS Credit & Finance Co. Inc.
03.2024 - 10.2025
Watcher
RPR Promotions
08.2023 - 01.2024
Bachelor of Science - Criminology
Philippine College Of Science And Technology
04.2001 -