MERRY JOY M. LUTAN
Villapaz, Naguilian
Summary
Experienced banking specialist with 7 years of proven performance in operations, compliance, and customer service, committed to embracing new challenges and contributing to organizational objectives with dedication, professionalism, and passion.
Overview
7
7
years of professional experience
Work History
Treasury Assistant
Golden Rural Bank of the Philippines, Inc.
11.2021 - Current
- Prepares and signs Notice of Account Credit (NAC)
- Overrides Credit Memo related to loan proceeds (NAC)
- Prepares check vouchers and checks for signature
- Handles Rediscounting Line transactions
- Forecast daily deposits and withdrawals
- Assisted in reconciling bank statements, improving accuracy in financial records.
- Monitor Daily Cash Position Report
- Managed daily cash flow, ensuring accurate and timely processing of transactions.
Bank Teller/Cashier
Golden Rural Bank of the Philippines, Inc.
07.2021 - 10.2021
- Maintained proper daily records of monetary transactions and balances in the bank.
- Ensured payments were made to authorize persons by verifying names, details and signatures properly.
- Assisted customers in depositing cash and checks by comparing the sum received to the amount listed on the deposit slip.
- Recorded transactions in print as well as on the computer database of the bank, so as to create statements and receipts for the customers.
- Assisted customers in opening up new accounts by helping them to complete documents, and processing important information.
- Processed transactions quickly and efficiently-Maintained a friendly cordial relationship with the customers by greeting them and assisting them with all relevant issues.
Account Representative
Golden Rural Bank of the Philippines, Inc.
11.2018 - 06.2021
- Assist the inspector in the preparation of loan papers and other legal documents
- Keep credit files of the borrowers, if duly authorized
- Prepares and sends reminder and collection letters to past due loan borrowers
- Prepares loan releases and renewals
- Computes application of loan payments subject to the verification of the Bookkeeper
- Ensures accurate and timely servicing of the Bank’s Loan Portfolio
- Manage the Loan Servicing Department
- Performs direct supervisory duties of department staff, coordinates staff for coverage in all related areas of the department, and is required to be fully knowledgeable and skilled in all areas of servicing loan.
Education
Bachelor of Science in Business Administration - Financial Management
University of Saint Louis Tuguegarao
Tuguegarao City, Cagayan01.2018
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Naguilian National High School
Naguilian, Isabela01.2014
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Villapaz Elementary School
Naguilian, Isabela01.2010
Additional Information
To obtain a position where I can contribute my organizational skills, strong work ethic, and dedication to achieving company goals while continuing to grow professionally.
TRAININGS AND SEMINARS ATTENDED
- Anti-Money Laundering Act (AMLA)
- Deposit Taking Cycle Training
- Expenditure Cycle Training
- Daily Cash Position Report Training
References
- Erlinda S. Gamboa
Treasury Head-Golden Rural Bank of the Phil.,Inc. Head Office
0955-021-8289
- Melanie G. Gabina
Accounting Head-Golden Rural Bank of the Phil.,Inc. Head Office
0926-166-6615
- Julie Ann M, Domingo
HR Head-Golden Rural Bank of the Phil.,Inc. Head Office
0917-701-7225
Skills
Bank reconciliation
Cash management
Multitasking
Task prioritization
Adaptability and flexibility
Time management
Timeline
Treasury Assistant
Golden Rural Bank of the Philippines, Inc.
11.2021 - Current
Bank Teller/Cashier
Golden Rural Bank of the Philippines, Inc.
07.2021 - 10.2021
Account Representative
Golden Rural Bank of the Philippines, Inc.
11.2018 - 06.2021
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Naguilian National High School
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Villapaz Elementary School
Bachelor of Science in Business Administration - Financial Management
University of Saint Louis Tuguegarao