Summary
Overview
Work History
Education
Skills
References
Timeline
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MARY ROSE ALBERNE

MARY ROSE ALBERNE

Bacoor City

Summary

Professional with robust background in credit recovery assessment and financial analysis. Skilled in data analysis, risk management, and financial modeling. Known for strong collaboration skills and delivering results in dynamic environments. Adept at adapting to changing needs and ensuring reliability in team settings.


Overview

5
5
years of professional experience

Work History

Senior Credit Analyst

Procter and Gamble Philippines
03.2025 - Current
  • Led training sessions on regulatory compliance, ensuring adherence to financial laws and standards within the team.
  • Mitigated potential losses by identifying early warning signals and proactively managing problem loans.
  • Conducted timely reviews of existing credits ensuring compliance with covenants, terms, and conditions stipulated in loan agreements.
  • Complied with internal controls and government regulations.
  • Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
  • Developed comprehensive credit reports, providing insights to support recoveries of funds.
  • Collaborated with cross-functional teams to streamline the credit process, enhancing efficiency.
  • Mentored junior analysts on best practices in credit analysis and risk assessment methodologies.

Accounts Payable Invoice Management

Procter and Gamble Philippines
07.2023 - 03.2025
  • Posting invoices from different countries in IMEA (India, Middle East, and Africa)
  • Tax Spokesperson for IMEA (India, Middle East, and Africa)
  • Streamlined invoice processing workflows, enhancing accuracy and reducing processing time.
  • Led initiatives to reconcile discrepancies in vendor statements, improving financial reporting integrity.
  • Developed training materials to support onboarding of new team members in accounts payable processes.
  • Collaborated with cross-functional teams to resolve payment issues, ensuring timely vendor payments.
  • Analyzed monthly accounts payable reports, identifying trends and recommending process improvements.
  • Collaborated with cross-functional teams to resolve discrepancies, ensuring smooth financial operations.

Senior Accounting Analyst

Global One Integrated Business Services, Inc. (A Megaworld Company)
07.2022 - 07.2023
  • Managed end-to-end accounts payable processes, ensuring timely and accurate vendor payments.
  • Oversaw reconciliation of vendor statements, resolving discrepancies to maintain accurate financial records.
  • Evaluating and processing company's expenses and liabilities, securing authorization for and paying supplier bills, and resolves discrepancies in billings and payments.
  • Analyzes accounts payable transactions to validate adherence to internal controls and accounting standards.
  • Prepares management reports, maintains and reconciles the accounts payable accounts or records.
  • Supported month-end closing procedures with accurate account reconciliations and necessary adjustments.
  • Reduced late payment fees by closely monitoring due dates and ensuring timely completion of payments.

Insurance Specialist Intern

FWD Philippines
01.2022 - 05.2022
  • Rendered 600 hours of internship.
  • Conducted interviews on different clients about their financial status, makes financial plan and insurance computations.
  • Analyzed risk assessments to recommend appropriate insurance coverage options
  • Evaluated insurance claims for accuracy and compliance with company policies
  • Processed client inquiries efficiently, providing timely resolutions and support
  • Contributed to team performance by sharing industry knowledge and assisting colleagues in complex cases.

Payoff Specialist

ADEC Innovations
07.2020 - 01.2022
  • Processed payoff requests accurately, ensuring timely disbursement to clients.
  • Coordinated communication between lenders and clients to resolve discrepancies efficiently.
  • Reviewed documentation for compliance with regulatory standards and internal policies.
  • Handled confidential information with discretion, adhering strictly to privacy guidelines set forth by the organization.
  • Provided exceptional customer service, addressing borrower inquiries regarding payoffs promptly and professionally.
  • Tasked to make House Mortgages payoff (account) statement orders for American based clients.
  • Speaks to bank lenders whenever the loan is past due, follow-up for the requests made, and when the account is delinquent.

Education

Bachelor of Science - Financial Management

Adamson University
01.2022

High School Diploma -

University of Perpetual Help System Dalta - Molino Campus
Bacoor, Province Of Cavite, Philippines
01.2018

Skills

  • Credit analysis
  • Credit risk assessment
  • Effective verbal communication
  • Mentorship development
  • Risk assessment for high-value accounts
  • Effective oral communication
  • Document retention management
  • Financial credit assessment
  • Data-driven decision making
  • Experienced in Excel data analysis
  • Operational enhancements
  • Implementation of credit programs
  • Data protection strategies
  • Comprehensive documentation expertise
  • Regulatory compliance management
  • Data collection for financial analysis
  • Advanced Microsoft Excel skills
  • Data analysis support

References

Angelica R., Romualdez, CPA, (0917)829-6377, Millennium Energy, Inc., Finance Supervisor

Timeline

Senior Credit Analyst

Procter and Gamble Philippines
03.2025 - Current

Accounts Payable Invoice Management

Procter and Gamble Philippines
07.2023 - 03.2025

Senior Accounting Analyst

Global One Integrated Business Services, Inc. (A Megaworld Company)
07.2022 - 07.2023

Insurance Specialist Intern

FWD Philippines
01.2022 - 05.2022

Payoff Specialist

ADEC Innovations
07.2020 - 01.2022

Bachelor of Science - Financial Management

Adamson University

High School Diploma -

University of Perpetual Help System Dalta - Molino Campus

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MARY ROSE ALBERNE