MARY GRACE JATIVA
Makati City
Summary
Risk executive with extensive experience in enterprise risk management and governance. Provides strategic advisory support to executive leadership, enhancing decision-making through data-driven insights. Facilitates effective oversight of complex risk landscapes, ensuring compliance with regulatory standards and promoting organizational resilience.
Overview
1
1
Certification
19
19
years of professional experience
Work History
Vice President, Head of Non Financial Risk
ANZ Banking Group Ltd
Makati
11.2020 - Current
- Acts as a trusted advisor to the Country Head and Executive Committee and Chief Risk Officer by providing strategic support on risk governance matters. Enabled effective decision making through executive risk reporting/data insights.
- Provided governance as Risk Management Committee Secretariat for the Philippines, overseeing bank's financial and non-financial risk profile. Directed committee agenda in consultation with Country Head and Chief Risk Officer, drove committee meetings, ensured compliance with regulatory requirements, and collaborated with senior executives for effective risk governance and escalation of significant risk issues.
- Led audit coordination activities including regulatory examinations and internal audit/external exercises by serving as the primary point of contact. Led discussions with auditors, addressed audit inquiries, coordinated responses with risk owners and ensured timely submission of complete and accurate documentation while supporting resolution of audit findings.
- Provided direction and guidance on data privacy requirements, lawful processing of personal data, and privacy risk mitigation as the Data Protection Officer. Liaised with regulators, auditors, and internal stakeholders on data privacy matters, while collaborating with information security, compliance, legal, and business units to strengthen data governance and the privacy program.
- Served as primary point for risk discussions and advisory in governance forums including Outsourcing Governance Forum, Market Risk Forum, Regulatory Reporting Forum, Technology Forum providing independent challenge on financial and non-financial risk matters.
- Reviewed and challenged proposals, risk assessment, governance papers to ensure alignment with the bank's Risk Appetite Framework, internal policies, and regulatory requirements.
- Leads identification, assessment and reporting of inherent and residual risks of 16 risk themes, providing recommendations and risk insights on how to strengthen controls and mitigate the risks.
- Partnered with the Money Laundering Reporting Officer in conducting Enterprise Wide Risk Assessments (EWRA), assessing Anti-Money Laundering, Counter Terrorist Financing and sanctions risks across business lines, products, delivery channels and customer segments.
- Demonstrated strong knowledge of transaction processing, payment operations, end to end banking processes. Worked closely with operations and Chief Technology and Operations Officer supporting risk assessments and governance initiatives.
- Served as in-country delivery manager for embedding and transforming NFR framework and tools, ensuring alignment with organizational objectives.
Senior Project Manager and KYC|AML Product Owner and Consultant
SimpleKYC Pty Ltd
04.2019 - 11.2020
- Led the development and enhancement of digital Know Your Customer (KYC) and onboarding solutions and AML/CTF screening solutions, ensuring alignment with business objectives, regulatory requirements and customer needs.
- Defined and prioritized the product roadmap and managed the product backlog, translating business and regulatory requirements into clear user stories and functional specifications.
- Trusted consultant to support a big 4 Australian Bank's financial crime transformation initiative, providing subject matter expertise in KYC, AML/CTF, customer onboarding and regulatory compliance. Acted as a trusted advisor throughout the solution design process, aligning proposed solutions with regulatory expectations, operational efficiency, and financial crime management objectives.
- Led team of business analysts in delivering regulatory technology and financial crime transformation initiatives, providing direction and leadership throughout project lifecycle.
- Established project management disciplines within company, introducing structured governance, project planning, delivery frameworks, and progress reporting to enhance execution and accountability.
- Engaged senior executives and prospective clients to showcase platform's KYC/CDD, AML/CTF, and customer onboarding capabilities, articulating regulatory benefits and business value.
- Represented the company in client engagements, delivering product demonstrations and solution presentations to financial institutions and fintech organizations in Australia.
- Designed and delivered end user training for the Simple KYC solution, enabling client teams to effectively adopt new kya and aml/ctf professes and maximize platform capabilities.
Governance and Change Manager, Financial Crime Threat Management – Business Governance & Change
ANZ Global Services and Operations
01.2016 - 01.2019
- Led implementation and operationalization of the Sanctions Target Operating Model, partnering with MLROs, Operations, Financial Crime executive and cross functional stakeholders across Australia, Bengaluru and Manila.
- Led completion and implementation of the Sanctions Training Framework using design thinking principles and methodologies with operations. This involved mapping out pain points and collaborating with operations to find the best solution. Resulted in the successful delivery of an effective training accreditation for global Sanctions operations.
- Directly involved in the development and implementation of FCTM change framework and methodologies as change lead. This involved delivery of standardized project documentation and workflows.
- Advised operations and stakeholders on training needs and technology challenges, enhancing processes and procedures for improved operational effectiveness.
- Expanded my role by leading and providing governance structure for the business management team tasked in reporting/analytics, training and communication, vendor management capabilities. Successfully embedded operational rhythm and established best practices in the team through leading SCRUM, effective tracking and allocation of deliverables, encouraging feedback within the team.
- Developed centralized knowledge management platform, enabling operations to collaborate efficiently and access global FCTM tools in one location.
- Successfully developed an automated online tool solution for AML/Sanctions assessments using SharePoint development. This provided paperless audit tracking and visibility on capabilities.
- Managed global pipeline initiatives in JIRA/Confluence and ensured timeboxing and updates are completed in a timely manner. This involves providing communication to stakeholders on milestones, roadblocks and requirements.
- Led and project managed FCTM initiatives and drove vital decisions during the project lifecycle with key stakeholders
- Leads and ensures process transitions are delivered within the set policies and framework of ANZ, ensuring business as usual is maintained during the transition and changes are effectively integrated into the business.
- Project managed and directed coordination of successful process transitions within the Global FCTM
- Collaborated with internal and external FCTM stakeholders to evaluate processes and controls, delivering insights that informed business requirements.
- Deliver active input into solutions and continuous improvement strategies that result in cost reduction, cost avoidance and increase in productivity for Global FCTM
- Directs the documentation methodology and technical writing with the aim of maintaining process consistency, efficiency and compliance to regulatory requirements within FCTM
- Lead the completion of Panama Papers investigation training module and successfully collaborated with operations to deliver training and implementation in operations
Production Analyst, Financial Crime Threat Management
ANZ Global Services and Operations
01.2014 - 01.2016
- Established project management support and governance of PCO process improvement and automation initiatives. Ensures operational rhythm and discipline
- Provides overall governance and direction for PCO projects and process improvement activities from inception to project close
- Leads stakeholders involved in driving and delivering automations and process improvements in PCO to ensure business requirements are met
- Transition lead and project manager for PCO related transition activities and ensures compliance on the transition methodology of ANZ
- Provide an active problem-solving service to internal and external parties for operational related issues around customers, technology, risk and associated environments.
- Conducts analytics (financial, risk, general) as directed to support decision making and action planning for Payments and Cash Operations Leadership team.
- Provide support for business continuity planning and resiliency within PCO
- Present findings and recommendations and reasoned point of view to stakeholder groups during meetings and Weekly Business Review sessions.
- Drives FMEA and Quality Deep Dive initiatives in PCO and ensures action items and outcomes are implemented targeted at mitigating risk and quality uplift
- Established transition and project management capabilities in GPCD – governance and structure
- Successfully led Windows 7 transition
- Successfully led process transition from Singapore
- Successfully implemented and led new transition methodology in PCO
Operations Accounting Analyst, CSS Accounts Payable
Citibank N.A.
01.2010 - 01.2013
- Managed end to end accounts payable processes ensuring timely and accurate processing of invoices, employee reimbursements, and vendor payments in accordance with internal controls and service level agreements.
- Performed invoice validation, account coding and payment reconciliation while ensuring compliance with accounting policies and corporate procedures.
- Contributed to process improvements that enhanced operational efficiency, strengthened financial controls and reduced processing errors.
Financial Analyst and Information Management, Operations Banking Group – Financial Institutions Division
Metrobank
01.2008 - 01.2010
- Monitored and managed correspondent banking credit lines by tracking outstanding utilizations, available limits, and counterparty credit line allocations to support the banks funding and transaction requirements
- Performed analysis and reconciliation of NOSTRO and VOSTRO accounts, ensuring compliance with correspondent banking agreements and internal policies.
- Prepared comprehensive CAMELS analyses to assess the bank's financial condition and performance across Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, and Sensitivity to Market Risk.
- Analyzed financial statements, key financial ratios and risk indicators to evaluate business performance, identify emerging risks and support strategic decision making.
- Prepared management reports and financial analyses for senior management.
- Managed and processed SWIFT payment messages including MT103 (customer credit transfers) and MT199 ensuring the accurate, timely and secure execution of domestic cross border transactions.
- Maintains a variety of financial information, files and records (AMLA/USA Patriot Act/Financial Statements) for the purpose of ensuring the availability of documentation and audit trail compliance with established policies, regulatory guidelines
- Organized CNY Counterfeit Detection Seminar- Bank of China
Education
Langue Francais -
Alliance Française de Manille
01-2019
Bachelor of Science - Business Administration, Major in Management
De La Salle-College of St. Benilde
01-2008
Primary and Secondary Education -
Grace Christian College
01-2002
Skills
- Enterprise Risk Management
- Risk governance
- Board and Executive Committee Governance
- Regulatory Technology and Compliance
- Non Financial Risk Expert
- Certified Anti Money-Laundering Specialist
- Outsourcing governance
- Banking Operations and Transaction Management
- Information security
- Data Analytics
- Change management
- Executive advisory support
Languages
- English
- Filipino
Certification
- Certified Anti Money Laundering Specialist
Timeline
Vice President, Head of Non Financial Risk
ANZ Banking Group Ltd
11.2020 - Current
Senior Project Manager and KYC|AML Product Owner and Consultant
SimpleKYC Pty Ltd
04.2019 - 11.2020
Governance and Change Manager, Financial Crime Threat Management – Business Governance & Change
ANZ Global Services and Operations
01.2016 - 01.2019
Production Analyst, Financial Crime Threat Management
ANZ Global Services and Operations
01.2014 - 01.2016
Operations Accounting Analyst, CSS Accounts Payable
Citibank N.A.
01.2010 - 01.2013
Financial Analyst and Information Management, Operations Banking Group – Financial Institutions Division
Metrobank
01.2008 - 01.2010
Langue Francais -
Alliance Française de Manille
Bachelor of Science - Business Administration, Major in Management
De La Salle-College of St. Benilde
Primary and Secondary Education -
Grace Christian College