Quickbooks
MARY ANN DE LEON
Senior Financial Analyst
Makilala
Summary
Accomplished banking professional with 16 years of experience in loan processing, credit assessment, and account management. Expertise includes evaluating loan applications, structuring credit proposals, and managing diverse retail and commercial portfolios. Strong focus on regulatory compliance and client relationship management, consistently achieving and surpassing loan targets.
Overview
2
2
Languages
2
2
Certifications
18
18
years of professional experience
Work History
Senior Financial Analyst
Landbank of the Philippines
10.2021 - Current
- Supported strategic decision-making with thorough analysis of key performance indicators and trends.
- Analyzed records of present and past operations, trends and costs and estimated and realized revenues to project future revenues and expenses.
- Identified cost-saving opportunities by conducting in-depth expense reviews and recommending actionable solutions.
- Prepared special studies, analysis and recommendations in areas such as budgets, forecasts, financial plans and statistical reports.
- Interviewed clients to determine current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance and other information needed to develop financial plan.
Junior Financial Analyst
Landbank of the Philippines
03.2013 - 10.2021
- Streamlined inventory management processes, reducing waste and ensuring optimal stock levels were maintained.
- Analyzed customer data to identify trends and anticipate customer needs.
- Exceeded sales targets consistently by employing strategic selling techniques and building long-lasting relationships with clients.
- Developed comprehensive risk management plan, significantly reducing potential disruptions.
- Gathered, organized and input information into digital database.
- Provided reporting for forecast analysis and ad-hoc reporting in support of decision-making.
Loans and Credit Processor
Landbank of the Philippines
02.2008 - 03.2013
- Processed a high volume of loan applications, ensuring compliance with lending guidelines and policies.
- Conducted thorough credit evaluations, assessing risk factors to support informed lending decisions.
- Collaborated with clients to gather necessary documentation, enhancing the efficiency of the loan processing workflow.
- Utilized loan management software to track application statuses, improving overall processing time and accuracy.
- Reviewed and verified credit reports, identifying discrepancies and mitigating potential risks effectively.
- Balanced cash and bank deposits to generate monthly accounting reports.
- Reviewed past-due accounts to contact customers to establish payment plans.
Education
Bachelor of Science - Management Accounting
Ateneo de Davao University
Davao City, Philippines03-2001
Skills
Financial analysis
Financial planning
Budget forecasting
Revenue projection
Expense management
Cost reduction strategies
Sales forecasting
Key performance indicators
Predictive analytics
Trend analysis
Data analysis
Risk assessment
Client relationship management
Data analysis
Software
Xero
ChatGPT
Copilot
Certification
Quickbooks Adviser Pro
Timeline
Senior Financial Analyst
Landbank of the Philippines
10.2021 - Current
Junior Financial Analyst
Landbank of the Philippines
03.2013 - 10.2021
Loans and Credit Processor
Landbank of the Philippines
02.2008 - 03.2013
Bachelor of Science - Management Accounting
Ateneo de Davao University
PROFESSIONAL HIGHLIGHTS
- Over 16 years of uninterrupted service with Landbank of the Philippines — a testament to commitment and institutional trust.
- Progressed through three distinct roles of increasing responsibility within the same institution.
- Awarded academic scholarship for the full duration of undergraduate studies at Ateneo de Davao University.
- Broad cross-functional exposure covering loan origination, credit processing, collections, documentation, and client relationship management.