Engaging in social media platforms, creating reels, basic video acting, and creating art activities
MARIA LOURDES H. OPEÑA
Former Bank Supervisor
Tanauan City,Batangas
Summary
Dynamic banking professional with a proven track record of driving organizational goals and fostering collaborative relationships at all levels. Leverages exceptional interpersonal, analytical, technical, and organizational skills to thrive in competitive environments where strategic leadership is paramount. Adept at supervising, training, and motivating teams to achieve peak performance and exceed expectations. Committed to delivering excellence through innovative solutions and a results-oriented approach.
Overview
23
23
years of professional experience
Work History
SUPERVISING TELLER
Land Bank of the Philippines
06.2017 - 05.2020
- Under general supervision, coordinates and supervises the activities of subordinates engaged in receiving and paying out money and keeping records of the bank.
- Handles/checks daily cash-in-vault funds available before banking hours; releases to the tellers the required cash amount to service withdrawals of depositors; prepares daily cash-in-vault summary at the end of the day; monitors and maintains cash requirement of the branch at authorized CIV level.
- Assigns duties and work schedules to workers to ensure efficient functioning of the unit; ensures timely and accurate preparation of necessary reports.
- Examines teller’s reports of daily transactions for accuracy; ensures timely and accurate call backing/sight verification of transactions.
- Proper handling of dormant and closed accounts; proper safekeeping, custodianship and inventory of Cash and Other Cash Items (COCI), Accountable Forms, collaterals/securities, ATM cards, CD/DVD or back-up files.
- Handles evaluation/review of Livelihood Loan applications from various agencies, cities, municipalities and barangay units.
- In-charge of the maintenance and servicing of Automated Teller Machines (ATMs) as well as cash retrieval and loading; handles complaints from clients; monitors ATM balancing, ensures overages and shortages are properly reversed.
SENIOR CUSTOMER ASSOCIATE
Land Bank of the Philippines
11.2015 - 05.2017
- Handles/takes charge of Cash Management, handles cash requests and deliveries accurately (CIV limit).
- Directly in-charge in the supervision of the cashiering activities of the tellers, document examiners maintenance/activities.
- Checks/validates/approves/overrides withdrawals, deposits, encashment, miscellaneous transactions, Cashier’s Checks (CCs) Manager’s Checks (MCs), Certificate of Time Deposits (CTDs), Security Code (SECO), Teller proof sheets, overnight transactions and abstract of receipts. Ensures overridden transactions are reviewed and signed/approved by the COD/Officer and ID’s and passwords not given/borrowed by other staff.
- Ensures all documents and corrections are properly stamped, signed, checked, validated, approved/call-backed/filed.
- Ensures that Specimen Signature Cards (SSCs) are safe kept under dual control for safekeeping.
- Safe keeps and releases unclaimed returned checks, unclaimed CTDs, ATM cards, passbooks, etc. Handles unclaimed and captured ATM cards.
- Assist in the marketing/handling/monitoring of treasury bills, High-Yield Savings Account (HYSA) and other investment products and e-products.
- Acts as alternate verifier or teller.
OPERATIONS SPECIALIST
Land Bank of the Philippines
02.2012 - 11.2015
- Under general supervision, verifies and certifies the authenticity of signatures and signatories of all checks, documents presented for over-the-counter transactions; authenticates/checks corporate papers of newly opened corporate accounts; classifies and maintains records and signature cards of depositors.
- Inputs advices received from government agencies to the Bank’s Modified Disbursement Scheme (MDS) System, checks Inter-Office Manifolds (IOM), MDS reports; responsible for the call backing of MDS checks.
- Performs other administrative functions such as checking of reports prepared by the designated Property and Supply Officer, specifically RIVs, canvass sheets, purchase orders, waste material inspections reports, summary of expenses and disbursement orders.
- As a member of the bank’s Credit Committee, evaluates back to back loan applications.
- May act as relief operations supervisor, prepares reports/summary of cash in vault and does other work that may be assigned.
FINANCIAL ANALYST
Land Bank of the Philippines
06.2006 - 01.2012
- Under general supervision, conducts statistical analysis of information affecting investment programs of the bank; evaluates the financial feasibility of complex projects of borrowers/clients and prepares recommendations and/or reports thereon.
- Prepares comparative analyses with balance sheets and accounts for a period of years including the financial and cash flow analyses; determines significant ratios, trends, flow of funds, equities and other financial data to point out strong and weak points and the financial condition of the business of the borrower.
- Interprets data concerning investments, their price yield, stability and future trends, according to daily stock and bond reports, financial periodicals, securities manuals and personal interviews, summarizes data setting forth current and long term trends in investment risks and measurable economic influences pertinent to status of investments.
- Conducts researches and makes analyses relative to losses and adverse financial trends and recommends remedial measures.
- May recommend approval/disapproval of loan application based on financial studies conducted; and does other work that may be assigned.
BOOKKEEPER
Land Bank of the Philippines
12.1997 - 05.2006
- Under general supervision, keeps records of all the transactions of the department; verifies and enters details of transactions as they occur in chronological order in accounts and journals of such accounts pertinent to department transactions.
- Summarizes details on separate ledgers, using adding machines and transfer data to general ledgers.
- Balances books and compiles reports to show statistics on accounts payable and receivable, profit and loss on such other items pertinent to the operations of the department.
- May maintain subsidiary ledgers on accounts of individual clients.
- Maintains a file of journal tickets; prepares financial reports; and does other work that may be assigned.
Education
Bachelor of Science in Commerce - Business Management
De La Salle University
Lipa City, Batangas, Philippines01.1991
Skills
Administrative support
Documentation and recordkeeping
Task prioritization
Verbal communication
Microsoft Word
Document control
Documentation and reporting
Records management
Customer relations
Deadline oriented
Documentation and control
Clerical support
Microsoft Excel
Time management
Customer service
Interests
Timeline
SUPERVISING TELLER
Land Bank of the Philippines
06.2017 - 05.2020
SENIOR CUSTOMER ASSOCIATE
Land Bank of the Philippines
11.2015 - 05.2017
OPERATIONS SPECIALIST
Land Bank of the Philippines
02.2012 - 11.2015
FINANCIAL ANALYST
Land Bank of the Philippines
06.2006 - 01.2012
BOOKKEEPER
Land Bank of the Philippines
12.1997 - 05.2006
Bachelor of Science in Commerce - Business Management
De La Salle University