Open To Work
Maria Liza ZAFE
Summary
Results-driven Treasurer with proven expertise in budgeting, financial forecasting, and cash management. Known for enhancing operational efficiency and ensuring compliance across departments.
Detail-oriented financial professional skilled in budget administration and audit coordination. Successfully managed local government financial planning, implemented cost-saving measures, and streamlined reporting processes, driving organizational efficiency and compliance.
Results-oriented achiever with proven ability to exceed targets and drive success in fast-paced environments. Combines strategic thinking with hands-on experience to deliver impactful solutions and enhance organizational performance.
Overview
36
36
years of professional experience
4
4
years of post-secondary education
Work History
Treasurer
Local Government Unit
Virac, Catanduanea
12.2018 - 02.2026
- Managed budget forecasting and financial planning for local government initiatives.
- Oversaw allocation of funds to various departments, ensuring compliance with regulations.
- Developed financial reports to monitor expenditures and revenue streams effectively.
- Implemented cost-saving measures that enhanced operational efficiency across departments.
- Streamlined financial reporting processes, improving accuracy and timeliness of data delivery.
- Advised management regarding significant expenditures to keep operations in line with budget limitations.
- Reduced operating costs by identifying and implementing cost-saving measures across the organization.
Treasury Assistant
Pandiman Philippines, Inc.
09.2002 - 05.2012
- Managed daily treasury operations, ensuring accurate cash flow management and reporting.
- Assisted in preparing financial reports, enhancing data accuracy and compliance.
- Maintained bank relationships, facilitating communication for effective transaction processing.
- Reviewed and reconciled bank statements to identify discrepancies and resolve issues promptly.
- Supported audits by providing necessary documentation and responding to inquiries from external auditors.
- Contributed to accurate financial reporting by maintaining updated records of investment portfolios and treasury transactions.
- Performed bank account reconciliations regularly, ensuring accuracy in financial statements and mitigating potential discrepancies.
- Reconciled monthly statements, invoices and expense accounts, keeping records accurate, and current.
- Managed daily financial functions in collaboration with accounting and payroll personnel.
Accounting Clerk
Teekay Travel Inc.
06.1990 - 04.2002
- Maintained accurate cash drawer and managed daily reconciliations.
- Ensured compliance with company policies while handling sensitive payment information.
- Welcomed customers and helped determine their needs.
- Worked flexible schedule and extra shifts to meet business needs.
- Operated cash register for cash, check, and credit card transactions with excellent accuracy levels.
- Built relationships with customers to encourage repeat business.
- Assisted customers with returns, refunds and resolving transaction issues.
- Handled multiple payment methods securely, minimizing discrepancies and potential losses.
- Enhanced customer satisfaction by providing efficient and accurate cash transactions.
- Exceeded productivity goals through consistent attention to detail and organization during busy shifts.
- Developed streamlined filing systems for financial documents, improving retrieval efficiency.
- Maintained accounting records utilizing in-house and client systems.
- Assisted in payroll processing tasks such as timesheet validation, overtime calculation, benefits administration, and tax deductions.
- Supported audit preparations through meticulous documentation review and prompt response to auditor inquiries.
- Reconciled company bank, credit card and line of credit accounts, investigating, and resolving discrepancies to keep accounts audit-ready.
Education
Bachelor of Science - Banking And Finance
Catanduanes State University
Virac, Catanduanes 06.1984 - 04.1988
High School Diploma -
Catanduanes State College
Virac, Catanduanes04-1987
Skills
- Bookkeeping
- Cash management
- Account reconciliation
- Budgeting expertise
- Financial forecasting
- Budget administration
- Attention to detail
- Multitasking
- Organizational skills
- Cash handling
- Task prioritization
- Audit coordination
- Bank relationship management
Timeline
Treasurer
Local Government Unit
12.2018 - 02.2026
Treasury Assistant
Pandiman Philippines, Inc.
09.2002 - 05.2012
Accounting Clerk
Teekay Travel Inc.
06.1990 - 04.2002
Bachelor of Science - Banking And Finance
Catanduanes State University
06.1984 - 04.1988
High School Diploma -
Catanduanes State College