Lilebeth L. Carte
Bachelor Of Science In Secondary Education Major In Mathematics
Iloilo
Summary
16 years of experience in Financing/Lending Industry. Seeking to be driven to apply a strong work ethic and motivational skills to achieve company goals, as well as employee that fit on my skills.
Overview
17
17
years of professional experience
8
8
years of post-secondary education
Work History
Account Officer
Jaccs Finance Philippines Corporation
Iloilo
03.2022 - Current
- Open new personal and non-personal accounts, and provide access to automated banking machine, telephone banking and online banking services
- Interview applicants for personal, mortgage and business loans
- Promote the sales autoloans and loan products and services
- Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals
- Research and evaluate loan applicant's financial status, references, credit and ability to repay the loan
- Complete credit and loan documentation
- Submit credit and loan applications to branch or credit manager with recommendations for approval or rejection; or approve or reject applications within authorized limits ensuring that credit standards of the institution are respected
- Review and update credit and loan files
Branch Manager
Global Dominion Financing, Inc
02.2022 - 03.2022
- Plan, organize, direct, control and evaluate the branch operations of a bank, trust company, credit union or similar financial institution or of a department in such an institution responsible for administering personal and commercial loans, buying and selling securities, operating investment funds, administering trusts, settling estates or other related activities
- Network to develop business relations, promote the sale of loan, investment and other banking services and attract corporate and individual customers
- Interview corporate and individual customers and respond to customer enquiries
- Analyze, review and approve or reject loan and credit applications in accordance with authorized limits
- Monitor processing of loan applications and credit investigations
- Oversee preparation of monthly financial and branch progress reports
- Recruit personnel and identify their training needs.
- Plan, organize, direct, control and evaluate the activities of a credit department in an industrial or commercial organization
- Evaluate and review loan and credit applications and collateral and make recommendations
- Prepare credit and loan reports
Area Manager
Global Dominion Financing, Inc
01.2016 - 02.2022
- Developed sales strategy based on research of consumer buying trends and market conditions.
- Planned operations to meet established schedules, factoring in order demands and business forecasts.
- Drove revenues and team morale by developing and deploying sales contests.
- Supervised 14 branch managers and managed 60M assets, maintaining contractual, compliance and reporting requirements for all areas and assets.
- Increased overall sales by 250% through capitalizing on new potential opportunities and developing and maintaining partnerships with different new companies and shareholders.
- Transformed underperforming teams into productive, profitable teams.
- Resolved conflicts promptly to promote positive environment for customers.
- Dedicated to expanding client bases by building lasting relationships.
Branch Manager
Global Dominion Financing, Inc
09.2012 - 12.2015
- Boosted sales and customer loyalty through incentive programs.
- Forecasted trends and recommended improvements based on financial risk analyses.
- Developed and delivered polished sales presentations in order to highlight product and service quality.
- Resolved various issues impacting sales management and business operations.
- Interviewed and hired talented individuals with top-level strengths, improving organizational talent and skill set.
- Assessed employee performance and developed improvement plans.
- Submitted loan applications to underwriter for verification and recommendation.
Officer in Charge
Global Dominion Financing, Inc
Pampanga
12.2009 - 08.2012
- Prepared and delivered investigative reports and briefings.
- Oversaw teams planning, implementing and realigning field and base operational strategies.
- Increased customer satisfaction by resolving issues.
- Demonstrated respect, friendliness and willingness to help wherever needed.
- Developed and implemented performance improvement strategies and plans to promote continuous improvement.
- Carried out day-to-day duties accurately and efficiently.
Marketing Officer
Global Dominion Financing, Inc
Makati
06.2008 - 11.2009
- Coordinated with internal business divisions, agency partners and local vendors to guarantee on time, cost-effective delivery of all marketing communications materials.
- Incorporated product changes into marketing messages to drive customer engagement and maximize profits.
- Oversaw development of traditional and social media marketing campaigns to drive sales and customer engagement.
- Increased market awareness and penetration through development of creative collateral.
Marketing Coordinator
Global Dominion Financing, Inc
12.2006 - 05.2008
- Created press releases and announcements, newsletter articles and website copy.
- Organized logistics for marketing and proposal strategy meetings.
- Coordinated resources to craft marketing plans for product launches and events.
- Coordinated meetings between project members and clients to develop ideas, discuss progress and set goals.
- Maintained complete database of files, contacts and project materials.
- Wrote copy that maintained compliance with corporate and legal guidelines.
General Clerk
Saralee Direct Selling Phils
02.2006 - 08.2006
- Examined documents and materials, recorded changes in data and determined proper indexing or processing tasks to support office filing procedures.
- Assisted staff with office supplies requests, verified receipts with orders and reconciled charges to facilitate supply inventory.
- Provided quality clerical support through data entry, document management, email correspondence and overseeing operation of office equipment.
- Produced high-quality communications for internal and external use.
- Completed and delivered requests for photocopying, printing, scanning or faxing and regularly maintained and serviced equipment to reduce workflow disruptions.
- Interacted with customers by phone, email or in-person to provide information.
- Prepared meeting rooms and materials and recorded important information.
Sales Executive
PRVI – Citibank
08.2005 - 12.2005
- Analyzed past sales data and team performance to develop realistic sales goals.
- Increased revenue by implementing effective sales strategies in sales cycle process from prospecting leads through close.
- Exceeded sales goals by implementing aggressive sales programs, overhauling processes and facilitating market development.
- Presented products to clients using dynamic presentations and practical use-case scenarios.
- Developed sales strategy based on research of consumer buying trends and market conditions.
Recorder
Laws Textile Phils. Inc, Achievement Program
10.2004 - 03.2005
- CERTIFICATES
- Systems Thinking and tools of the Learning Organization
- Conducted by OCCI Global November 2019
- Leadership Excellence, Conducted by OCCI Global
Education
Bachelor of Science - Secondary Education, Mathematics
University of Makati
Makati City Philippines 06.2000 - 04.2004
Western Bicutan National High School
Taguig City Philippines 06.1996 - 04.2000
Skills
Microsoft Office (Excel, Word, Access, Powerpoint, Outlook)Excellent Organization and CommunicationStrong Interpersonal and Multi-taskingProven Leadership AbilitiesCustomer Service-OrientedWorks Well Under PressureNationalityFilipinoReligion:Roman Catholic Language Spoken:English/Tagalog/IlonggoCHARACTER REFERENCEGuian Carlo M Ablen Motortrade – Cluster Head 09335665080Wesley AlbajeraSME Global – General Manager 09228503072Samuel CarinoGlobal Dominion Financing – Sales and Marketing Head 09175003381
Timeline
Account Officer
Jaccs Finance Philippines Corporation
03.2022 - Current
Branch Manager
Global Dominion Financing, Inc
02.2022 - 03.2022
Area Manager
Global Dominion Financing, Inc
01.2016 - 02.2022
Branch Manager
Global Dominion Financing, Inc
09.2012 - 12.2015
Officer in Charge
Global Dominion Financing, Inc
12.2009 - 08.2012
Marketing Officer
Global Dominion Financing, Inc
06.2008 - 11.2009
Marketing Coordinator
Global Dominion Financing, Inc
12.2006 - 05.2008
General Clerk
Saralee Direct Selling Phils
02.2006 - 08.2006
Sales Executive
PRVI – Citibank
08.2005 - 12.2005
Recorder
Laws Textile Phils. Inc, Achievement Program
10.2004 - 03.2005
Bachelor of Science - Secondary Education, Mathematics
University of Makati
06.2000 - 04.2004
Western Bicutan National High School
06.1996 - 04.2000