LHENY MONETTE DIZON
Tarlac City, Province Of Tarlac,TAR
Summary
Accomplished Mortgage Underwriter and Social Media Marketing Manager with a proven track record at PHH Mortgage Services and PINK ANGEL FURNITURE SHOP. Expert in analyzing data and crafting engaging promotions, I have significantly enhanced loan approval processes and audience engagement. Skilled in documentation review and underwriting guidelines, my meticulous approach has safeguarded against fraud, ensuring compliance and customer satisfaction.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Mortgage Underwriter
Private Employers
07.2024 - 11.2024
- Approved or denied loans based on established criteria and underwriting guidelines.
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
- Supported the loan origination team by providing expert knowledge and guidance on complex underwriting scenarios, enabling well-informed decisions in challenging cases.
Social Media Marketing Manager
PINK ANGEL FURNITURE SHOP
03.2017 - 03.2023
- Managed multiple social media platforms for increased engagement and audience growth.
- Created engaging multimedia content including graphics, videos, and blog posts to enhance user experience.
- Coordinated promotional events to generate buzz around new product launches or initiatives.
- Do project proposals for renovation projects and full furnishing through email and chat.
Financial Underwriter
Private Employers
03.2017 - 03.2018
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
- Made approval and denial recommendations by determining accurate risk levels.
- Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
Mortgage Underwriter
PHH Mortgage Services
03.2007 - 05.2010
- Approved or denied loans based on established criteria and underwriting guidelines.
- Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
Education
Bachelor of Science - Secondary Education
Tarlac State University
Tarlac City, Province Of Tarlac, Philippines03-2000
Skills
- Documentation review
- Social media and promotions
- Analyzing data
- Underwriting guidelines
Accomplishments
Consistent “Best in Quality Document Review”
Consistent “ Monthly Top Performer”-Underwriting
Promoted from Underwriter I- Document Review Analyst
Promoted from Document Review Analyst- Underwriters Quality Analyst (Apprentice)
Consistent in closing Big Projects and Won bidding as a Representative of Pink Angel Furniture Shop
Certification
CERTIFIED ANALYST- PHH MORTGAGE
Timeline
Mortgage Underwriter
Private Employers
07.2024 - 11.2024
Social Media Marketing Manager
PINK ANGEL FURNITURE SHOP
03.2017 - 03.2023
Financial Underwriter
Private Employers
03.2017 - 03.2018
Mortgage Underwriter
PHH Mortgage Services
03.2007 - 05.2010
Bachelor of Science - Secondary Education
Tarlac State University
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