LESLIE MAE D. COLIAT
Purok 3, Brgy. Gulod Itaas, Batangas City
Summary
Professional with extensive background in relationship management, prepared to drive impactful client interactions. Known for effective team collaboration and consistent achievement of results. Skilled in client communication, conflict resolution, and strategic problem-solving. Reliable and adaptable in dynamic environments.
Overview
8
8
years of professional experience
Work History
Relationship Associate
Metropolitan Bank and Trust Company - Commercial Banking Division Batangas
11.2023 - Current
- Assisting in meeting the unit’s targets through client servicing
- Maintaining updated loan account data/information and ensuring completion of all related documentary requirements
Account Officer
Lipa Bank Inc.
12.2021 - 10.2023
- Conducts marketing activities based on agreed budgets portfolio, volumes, profitability, product mix and timescales.
- Prepares credit recommendation report, cash flow, and financial statement (if necessary) upon completion of requirements.
- Process and monitor status of existing client’s loan application such as amendments, renewals and re- availments prior to their maturity date
- Introduce the company’s products to the market
- Set strategies and action plans to meet targets in the timeline.
- Keep abreast of the latest information related to competition, industry and other related developments that might affect existing portfolio or open new opportunities for the bank.
Credit Accounts Reviewer
Lipa Bank Inc.
01.2020 - 12.2021
- Review Credit Facilities Proposal, Credit Recommendation Report and Cash Flow prepared by Account Officer
- Conduct checking on client’s profile based on the presented information report
- Responsible in asking additional requirements needed for the assessment
- Evaluate sources of income and monthly expenses to assess the capacity to pay
- Analyze credit data and financial statements to determine the degree of risk involve in extending credit
- Confer with credit association and other business representatives to exchange credit information
- Ensure that loan proposal meets the standard criteria set by the bank
- Present and discuss loan account with Credit Committee for approval
- In charge with approval recommendation in system
- Responsible in preparing monthly monitoring performance report (loans) being presented in monthly assembly
Account Officer
Lipa Bank Inc.
06.2017 - 01.2020
- Conducts marketing activities based on agreed budgets portfolio, volumes, profitability, product mix and timescales
- Prepares credit recommendation report, cash flow, and financial statement (if necessary) upon completion of requirements
- Process and monitor status of existing client’s loan application such as amendments, renewals and re-availments prior to their maturity date
- Introduce the company’s products to the market
- Set strategies and action plans to meet targets in the timeline
Credit Analyst
Lipa Bank Inc.
04.2017 - 06.2017
- Assess the client records
- Determine credit worthiness if applicants
- Evaluate financial information provided by the client
- Verify / validate the information gathered forwarded by Business Development Associate
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
- Ensure that loan proposal meets the standard loan criteria set by the bank
- Ensure that all files are complete, identify any documentation deficiencies, and report to Account Officer as needed for timely resolution
- Present and discuss with the Credit Committee the loan subject for approval
- Prepare minutes of the meeting for all the loan folders that had been approved by the Credit Committee on that day for BSP purposes
- Approved all loan applications in the CIS and checked the documents submitted by the clients for their loan release sched
On-the-job Trainee
Lipa Bank Inc. (A Rural Bank)
11.2016 - 03.2017
- IT/Admin Department
Education
Business Administration - Financial Management
Lipa City Colleges
03-2017
Skills
- Timekeeping
- Sales and Marketing
- Customer Service
- Marketing Strategies
- Verbal and Written Communication
- Knowledgeable in MS Word, Power Point, Excel & Powerpoint
Additional Information
Age: 28
Date of Birth: February 14, 1997
Gender: Female
Religion: Roman Catholic
Citizenship: Filipino
Civil Status: Married
References
- Jheryl L. Jardin
Branch Manager - Lipa Bank Inc.
0952-487-3540
- Kriselle Anne C. Llanto
Relationship Manger - Metrobank
0917-162-3267
- Mirasol A. Ebreo
Branch Manager - LOLC Bank
0951-710-6373
Timeline
Relationship Associate
Metropolitan Bank and Trust Company - Commercial Banking Division Batangas
11.2023 - Current
Account Officer
Lipa Bank Inc.
12.2021 - 10.2023
Credit Accounts Reviewer
Lipa Bank Inc.
01.2020 - 12.2021
Account Officer
Lipa Bank Inc.
06.2017 - 01.2020
Credit Analyst
Lipa Bank Inc.
04.2017 - 06.2017
On-the-job Trainee
Lipa Bank Inc. (A Rural Bank)
11.2016 - 03.2017
Business Administration - Financial Management
Lipa City Colleges
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