LEODEL MONTANA RAVAS
Puente Alto,Philippines
Summary
AML/KYC compliance professional with over 12 years of experience in the online betting and gaming industry, progressing from KYC Agent to KYC Supervisor and, subject to formal appointment, Money Laundering Reporting Officer (MLRO) at Zimitech. Experienced in Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), PEP and sanctions screening, Source of Funds and Source of Wealth reviews, transaction monitoring, document fraud investigations, suspicious activity escalation, AML risk assessments, quality assurance and audit-related compliance support. Combines extensive operational KYC experience with team leadership and practical exposure to customer-level financial crime controls. Focused on supporting effective AML/CFT governance, risk-based compliance, suspicious activity assessment, regulatory reporting obligations and the ongoing development of AML controls within an international online gaming operation.
Overview
1
1
Certification
12
12
years of professional experience
Work History
Money Laundering Reporting Officer (MLRO)
Zimitech
10.2026 - Current
- Oversee AML/CFT responsibilities within the scope of the formal appointment and applicable licensing requirements.
- Monitor the implementation of risk-based CDD and EDD procedures and customer verification controls.
- Review escalated cases involving potentially suspicious activity, identity concerns, suspected document fraud and unusual customer or payment behaviour.
- Support appropriate assessment and escalation of suspicious activity in accordance with applicable legal obligations and internal procedures.
- Oversee or contribute to AML risk assessments covering relevant customer, geographic, product, payment and operational risks.
- Support the development, implementation and periodic review of AML/CFT policies, procedures and escalation frameworks.
- Monitor PEP and sanctions screening processes and ensure potential matches are appropriately assessed and escalated.
- Support appropriate Source of Funds and Source of Wealth reviews for higher-risk or otherwise relevant cases.
- Maintain appropriate documentation, investigation records and decision trails to support auditability and regulatory review.
- Coordinate AML-related audit requests, compliance due diligence and requests for supporting evidence.
- Provide management with relevant information concerning AML risks, escalations, control deficiencies and remediation requirements.
- Promote staff awareness of AML/CFT requirements and consistent application of internal compliance procedures.
- Support the ongoing development of AML controls appropriate to the business model and applicable licensing obligations.
- The responsibilities above should be retained only where they match the authority and duties of the actual appointment. Add specific reporting lines, regulatory reporting authority and governance responsibilities only where confirmed.
KYC Supervisor / KYC Team Leader
Zimitech
01.2024 - 10.2026
- Supervised daily KYC operations and guided a team of 1–4 team members.
- Oversaw CDD and EDD reviews and the assessment of customer identification and supporting documentation.
- Reviewed PEP and sanctions screening results and escalated potential matches for further assessment.
- Handled escalated cases involving suspected document manipulation, identity discrepancies, account ownership concerns and potential fraud indicators.
- Reviewed Source of Funds and Source of Wealth documentation where required.
- Supported transaction monitoring and escalation of unusual activity or potential financial crime indicators.
- Conducted quality assurance reviews and maintained case documentation to support internal investigations and audit trails.
- Coached team members on verification requirements, document review, escalation procedures and customer communication.
- Coordinated with Compliance, Fraud, Payments, Operations and Audit teams on complex cases.
KYC Agent
Zimitech
06.2014 - 12.2023
- Performed customer identity verification and reviewed identification, address and financial supporting documents.
- Conducted CDD checks and supported EDD reviews where additional scrutiny was required.
- Supported PEP and sanctions screening and escalated potential matches in accordance with procedures.
- Identified document inconsistencies, potential manipulation and customer verification concerns.
- Reviewed Source of Funds and Source of Wealth documentation where required.
- Supported transaction monitoring, account investigations and suspicious activity escalation.
- Maintained complete case records and assisted with internal compliance reviews and audit requests.
Education
San Sebastian College
Cavite CitySkills
- AML/CFT compliance and financial crime prevention
- MLRO responsibilities and AML governance
- Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)
- PEP, sanctions and adverse media screening
- Source of Funds and Source of Wealth assessments
- Customer and business AML risk assessments
- Transaction monitoring and suspicious activity escalation
- Identity verification and document fraud investigations
- Compliance case management and recordkeeping
- Audit and regulatory due diligence support
- AML policies, procedures and control development
- KYC quality assurance and team supervision
- Online betting and gaming compliance
Certification
AML certifications, None obtained to date
Professional Development
- AML/CFT governance and regulatory reporting
- MLRO responsibilities and compliance oversight
- Suspicious transaction reporting and financial crime investigations
- AML risk assessment and control effectiveness
- Online gaming AML requirements
- Applicable jurisdiction-specific licensing obligations
Timeline
Money Laundering Reporting Officer (MLRO)
Zimitech
10.2026 - Current
KYC Supervisor / KYC Team Leader
Zimitech
01.2024 - 10.2026
KYC Agent
Zimitech
06.2014 - 12.2023
San Sebastian College