Lawrence Gagui

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• Handled end-to-end loan processing and client support for residential and SMSF lending.
• Reviewed and assessed borrowers’ initial documents, income evidence (payslips, financial statements), liabilities, and living expenses to determine serviceability.
• Conducted lender research and prepared initial recommendations based on customer scenarios and lending policies.
• Supported brokers with comprehensive notes and lender recommendations to aid decision-making.
• Accurately input client data using Quickli and lender serviceability calculators to ensure serviceability.
• Collected, verified, and organized application documents; ordered property valuations and pricing request approvals.
• Reviewed and analyzed customer credit reports to identify risks and strengthen loan submissions.
• Lodged loan applications through ApplyOnline and monitored progress until settlement.
• Responded to banks’ MIR (More Information Requests) and provided supporting documentation promptly.
• Liaised with lenders, real estate agents, conveyancers, and solicitors to facilitate smooth transactions.

• Dealing with loan applicants and overseeing their credit applications.
• Ensure that supporting documents received from a customer complies with the lenders required documents checklist.
• Entering, retrieving, and updating customer financial information through Broker Platforms (company’s system).
• Analyze, evaluate and report on pay advise documents (PAYG) and other financial documents (i.e. Centrelink statements, rental statements etc.).
• Create, monitor, and review document collection via File Invite.
• Prepare lending servicing calculators.
• Update lending scenarios based on documents received.
• Check and review customer’s Comprehensive Credit Report (CCR).
• Prepare the application pack through Apply Online (AOL) ready for submission to the lender.
• Upload and verify supporting documents received from clients.
• Prepare and complete various forms such as lender application documents and discharge.