Summary
Overview
Work History
Education
Skills
College Involvements
Trainings and Seminars Attended
Personal Information
Additional Information
Accomplishments
Timeline
Generic

KARL IAN S. LAGNAODA, MICB, REB, MBA

Summary

Dedicated and motivated professional seeking to contribute skills and expertise to organization. Committed to aligning efforts with company vision, mission, and goals. Demonstrated responsibility and strong work ethic in delivering exceptional results. Eager to become integral part of workforce and provide excellent service.

Overview

2025
2025
years of professional experience

Work History

Account Officer (PG 9)

Landbank of the Philippines
08.2024 - Current
  • Under direction, continuously expand the Unit's loan portfolio by soliciting new loans while maintaining credit relationships with existing clients
  • Loan Evaluation and Packaging – initiates, evaluates, negotiates, and packages loan proposals and monitors loan portfolio
  • Account Management – ensure compliance with approved terms and conditions; manage the accounts until full payment or administer remedial measures in case of problematic accounts
  • Preparation of Credit Facilities Proposal (CFP)

Acting Account Officer (PG 8)

Landbank of the Philippines
03.2022 - 07.2024

Account Assistant (PG 8)

Landbank of the Philippines
02.2022 - 02.2022
  • Prepare the Basic Business Info (BBI) and Executive Summary (ES)
  • Prepare Internal Credit Risk Rating System (ICRRS)/Credit Rating system (CRS)
  • Prepare letter advice to the client upon approval of loan and follow-up submission of loan requirements
  • Prepare memo or pre-legal review to Field Legal Office requesting documentation of upon approval of the loan
  • Facilitate legal sufficiency/ notarization of loan documents upon receipt of signed loan agreements and other legal documents
  • Facilitate registration/ annotation of mortgage contracts with ROD/LTO/ MARINA/MAO/PAO/CAO and subsequent cancellation/release thereof
  • Collate requirements and accomplish the request form for CI/BI and Appraisal
  • Update/cull loan folders
  • Updating of monitoring sheets (i.e
  • Interest and principal payments recorded)
  • Prepare re-pricing memos and letter advice to clients and re-pricing dates
  • Inform/furnish clients thru fax/phone/letters the following: interest re-pricing, amortization schedule, statement of accounts, and application of payments
  • Forward re-pricing, availments, and various memos to concerned support units
  • Prepare call reports after joining plant visit/client call
  • Monitor expiry of insurance policies and prepare letter advice informing the client of insurance expiry
  • File all pertinent documents (i.e
  • Memos/correspondence/ loan documents, etc.)
  • Prepare quarterly Revenue Expense Summary (RES)

Account Assistant (PG 7)

Landbank of the Philippines
03.2020 - 02.2022

Part-time Faculty (College Instructor)

Ateneo de Davao University
06.2018 - 10.2018
  • Carry out the program of formation and instruction of the university
  • Facilitating the learning of students to improve their knowledge or career skills
  • Assess students by grading exams, papers, assignments, and other classwork
  • Stay informed about changes and innovations in the field

Account Assistant (PG 6)

Landbank of the Philippines
07.2017 - 03.2020

Account Assistant (PG 4)

Landbank of the Philippines
07.2016 - 07.2017

Bookkeeper (Permanent)

Landbank of the Philippines
03.2015 - 06.2016
  • Posting of loan transactions in Symbols Loan System (Commercial Loans – Bajada Branch, San Pedro Branch, Matina Branch, and Toril Extension Office)
  • Processing and preparation of loan-related documents such as monthly/quarterly reports, billing statements, certificate of full payment, symbols printouts, and amort schedules
  • Records maintenance – Filling of loan documents such as statement of accounts, loan transaction sheets, repricing letters, and other loan-related documents
  • Reports – ensures reconciliation with FMS and submission of reports (SLRDES, WAIR, and Monthly reports on LLS, Symbols, and FMS Balances)

Bookkeeper (Contractual)

Landbank of the Philippines
11.2012 - 03.2015
  • FMS (Bajada Branch and Davao Recto Branch) – Receives documents from clustered branches validates completeness against DTS and encodes transactions accurately based on source documents
  • Maintenance of SAP Subsidiary Ledgers (San Pedro Branch) – Updates daily posting of transactions and reconciles against General Ledger
  • Reports (Davao Recto Branch) – Submit reports such as CDRC and GLFX reports
  • Record Maintenance – Files accounting records/documents properly such as proof sheets, disbursement orders, SL/GL, CDRC, and GLFX reports

Operations and Accounting Department Trainee

Bank of Commerce
  • Making of annual expanded withholding tax report – Individual and Corporation
  • Updating monthly verification report
  • Making return checks manifold
  • Filling of outward clearing checks
  • Call Back (deposit slips, withdrawal slips, and checks)
  • Bills purchase line report

Education

Master in Business Administration -

Ateneo de Davao University
04.2017

Bachelor of Science - Management Accounting

Ateneo de Davao University
03.2012

Skills

  • Business analysis
  • Credit analysis
  • Strategic planning
  • Problem-solving abilities
  • Teamwork and collaboration
  • Financial Analysis
  • Report Preparation
  • Managerial skills
  • Economic analysis
  • Financial statement preparation

College Involvements

Class President, 2010 – 2011

Class Vice-President, 2011 - 2012

Junior Philippine Association of Management Accounting(JPAMA), Executive Committee, 2010-2011

Junior Philippine Association of Management Accounting(JPAMA), Member, 2010 – 2012

Ateneo Film Circle (AFC), PIO, 2011 - 2012

Ateneo Film Circle (AFC), Member, 2010 - 2012

Accountancy Student Executive Committee (ASEC), Member, 2011 - 2012

General Assembly of Class President (GACP), Member, 2010 – 2011

Ateneo Catechetical Instructions League (ACIL), Member, 2009 – 2012

SAMAHAN, Member, 2008 – 2012

Trainings and Seminars Attended

  • Trade Finance Workshop, 04/15/24, 4 hours, Landbank
  • Business Continuity Management, 12/06/23, 4 hours, Landbank
  • Account Officers Summit, 10/23/23, 16, Landbank
  • Cybersecurity, 08/18/23, 4, Landbank
  • Loan Origination System Retooling, 05/06/23, 8, Landbank
  • Information System Management Awareness, 02/17/23, 4, Landbank
  • Landbank Sustainable Finance (LSF), 11/15/22, 4, Landbank
  • Information Security Management Awareness, 10/31/22, 4, Landbank
  • Advance Credit Management, 08/01/22, 40, Landbank
  • Organizational Knowledge Management, 12/15/21, 4, Landbank
  • Leadership Skills for supervisors in turbulent times, 12/02/21, 6, Landbank
  • Basic Supervisory Skills Development, 10/26/21, 4, Landbank
  • Webinar: Client Relationship Workshop, 02/17/21, 9, Landbank
  • Unleash your Speaking Skills, 12/17/20, 4, Landbank
  • Business of Banking, 03/13/20, 4, Landbank
  • Data Privacy Act Of 2012, 12/17/19, 4, Landbank
  • Financial Consumer Protection, 10/15/19, 4, Landbank
  • Enhanced Environmental And Social Safeguard Policies & Climate Smart/Safe Program On Lending, 06/28/19, 4, Landbank
  • Records Management Training, 05/31/19, 4, Landbank
  • Integrated Management System Course, 12/14/18, 4, Landbank
  • Professional Image Enhancement (Prime), 10/26/18, 9, Landbank
  • Effective Presentation Skills, 09/12/18, 27, Landbank
  • Basic Trade Transactions, 08/31/18, 4, Landbank
  • Corporate Finance, 06/20/18, 27, Landbank
  • Landbank Environmental Policies & Programs, 06/14/18, 9, Landbank
  • High Impact Business Writing Workshop, 04/18/18, 27, Landbank
  • Basic Credit Management Course, 05/25/17, 116, Landbank
  • Bank Frauds And Forgery Detection, 03/24/17, Landbank
  • Financial Statement Preparation And Analysis: Anticipating Through Trends, 08/22/16, 24, Landbank
  • Basic Accounting For Non-Accountants, 08/18/16, 25, Landbank
  • Landbank In Perspective, 03/02/15, 28, Landbank

Personal Information

  • Height: 5'5 ft
  • Weight: 123.46 lbs
  • Gender: Male
  • Marital Status: Single
  • Religion: Roman Catholic

Additional Information

SVP CHARLOTTE I. CONDE

Group Head – Mindanao Lending Group

Landbank of the Philippines

(082) 225-0005


VP JOSE ENEDICTO G. FAUNE

Head, Davao Lending Center

Landbank of the Philippines

(082) 225-0005


MA. SHIELA RUTH V. VELILLA

Account Officer (Retired), Davao Lending Center

Landbank of the Philippines

+63 922 844 1964


ATTY. IAN JERMIE O. MAYANGAO

Team Leader/Acting Strategy & Knowledge Management Officer

Policy & Development Studies Team

Economics & Policy Research Department

Strategy and Knowledge Management Group

Landbank of the Philippines

IOMAYANGAO@landbank.com

(08)2 522-0000 local 2772

Accomplishments

Real Estate Broker

Professional Regulation Commission

Registration No: 0024739


Career Service Professional Eligibility

May 22, 2011


The Institute of Certified Bookkeepers

Victoria House 64 Paul St., London, EC2A 4NG

Elected Grade: MEMBER

Membership Number: 360544


Dean's List 2nd Yr. - 2nd Semester '09-‘10

Ateneo de Davao University

School of Business and Governance

Second Honor

Timeline

Account Officer (PG 9)

Landbank of the Philippines
08.2024 - Current

Acting Account Officer (PG 8)

Landbank of the Philippines
03.2022 - 07.2024

Account Assistant (PG 8)

Landbank of the Philippines
02.2022 - 02.2022

Account Assistant (PG 7)

Landbank of the Philippines
03.2020 - 02.2022

Part-time Faculty (College Instructor)

Ateneo de Davao University
06.2018 - 10.2018

Account Assistant (PG 6)

Landbank of the Philippines
07.2017 - 03.2020

Account Assistant (PG 4)

Landbank of the Philippines
07.2016 - 07.2017

Bookkeeper (Permanent)

Landbank of the Philippines
03.2015 - 06.2016

Bookkeeper (Contractual)

Landbank of the Philippines
11.2012 - 03.2015

Bachelor of Science - Management Accounting

Ateneo de Davao University

Operations and Accounting Department Trainee

Bank of Commerce

Master in Business Administration -

Ateneo de Davao University
KARL IAN S. LAGNAODA, MICB, REB, MBA