Jules Edward H. Fandiño
Auto Loan Officer
Alaminos,LAG
Summary
Experienced Loan Officer adept at assessing customer needs, providing suitable products and guiding customers through loan process. Handles complex financial transactions using in-depth knowledge of loan products, services and lending regulations. Develops strong customer relationships by providing excellent service.
Overview
18
18
years of professional experience
Work History
Loan Officer (Auto Finance Group)
Maybank Philippines Inc.
05.2022 - Current
- Solicit auto loan applications from designated source channel via dealer generated application
- Pre-screen application, conduct “know your customer” thru client interview and acquire anti money laundering act minimum information requirement
- Conduct third party verification, trade checking, bank checking, business and employment checking
- Evaluate, approve and or recommend applications as prescribed by lending authorities
- Prepare reports on applications, bookings and effective yield
- Initiate sales and marketing programs with source channel
- Cross sell other bank products in order to lock in new customers and acquire other potential referrals
Account Officer (Auto Loans)
Robinsons Bank Corporation
09.2017 - Current
- Cross Sell products to new and potential client and generate a more profitable transactions for the bank
- Solicit auto loan applications from designated source channel via
- Pre-screen application, conduct “know your customer” thru client interview and acquire anti money laundering act minimum information requirement
- Conduct third party verification, trade checking, bank checking, business and employment checking
- Evaluate, approve and or recommend applications as prescribed by lending authorities
- Prepare reports on applications, bookings and effective yield
- Initiate sales and marketing programs with source channel
Account Officer (Auto Loans)
Sterling Bank of Asia
04.2016 - 09.2017
- Solicit auto loan applications from designated source channel
- Pre-screen application, conduct “know your customer” thru client interview and acquire anti money laundering act minimum information requirement
- Conduct third party verification, trade checking, bank checking, business and employment checking
- Evaluate, approve and or recommend applications as prescribed by lending authorities
- Prepare reports on applications, bookings and effective yield
- Initiate sales and marketing programs with source channel
Business Development Sales Officer
EastWest Banking Corporation
02.2014 - 04.2016
- Solicits and maintains accounts of the branch, meeting the objective to hit the required volume of targets
- Responsible on how to generate new accounts and to maximize potential relationship with customers
- Mapping on location for marketing advantage
Retail Sales Associates/2nd-in-Charge, World of Sports
VGO Corporation Limited
10.2011 - 10.2013
- Maintaining solid product knowledge and all other aspects of customer service
- Maintain an awareness of all promotions and advertisements
- Assist in floor moves, merchandising, display maintenance, and housekeeping
- Participate in quarterly inventory and cycle counts
- Aid customers in locating merchandise
- Assist in completing price changes within the department
Marketing/Accounting Assistant
BDO-Banco De Oro Universal Bank Inc.
03.2007 - 08.2011
- Responsible on balancing the banks day to day transactions
- Acts as a check-and-balance in order to avoid discrepancies in every transactions
- Batches and vouches every cashiers/tellers transaction materials
- Print daily statement of condition reports and perform outward clearing checks and process government transmission such as BIR, SSS etc
Education
Bachelor of Arts - Major in Consular And Diplomatic Affairs
De La Salle-College of Saint Benilde
Taft Ave. Manila Philippines 04.2001 -
Skills
In-Depth Understanding of Bank Products
Accomplishments
- Received “Top 2 and Top 3 Insurance Sales Performance Award” in 2023 and 2024.
Timeline
Loan Officer (Auto Finance Group)
Maybank Philippines Inc.
05.2022 - Current
Account Officer (Auto Loans)
Robinsons Bank Corporation
09.2017 - Current
Account Officer (Auto Loans)
Sterling Bank of Asia
04.2016 - 09.2017
Business Development Sales Officer
EastWest Banking Corporation
02.2014 - 04.2016
Retail Sales Associates/2nd-in-Charge, World of Sports
VGO Corporation Limited
10.2011 - 10.2013
Marketing/Accounting Assistant
BDO-Banco De Oro Universal Bank Inc.
03.2007 - 08.2011
Bachelor of Arts - Major in Consular And Diplomatic Affairs
De La Salle-College of Saint Benilde
04.2001 -
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