Jether Montaño
Certified Public Accountant
Purok 11B, Brgy. Fatima, GENERAL SANTOS CITY (DADIANGAS)
Summary
- In 2016, he completed his education at Ramon Magsaysay Memorial Colleges with a degree in Bachelor of Science in Accountancy, and during the same year, he also achieved success by passing the Certified Public Accountant licensure examination in October.
- Few months after passing the CPA exam, he became a Credit Analyst at Enterprise Bank, Inc. in Davao City, responsible for assessing business loan applicants, analyzing financial statements, and presenting recommendations to the board of directors for loan decisions.
- He joined KPS-SEED Microfinance, Inc., at General Santos City as an Internal Audit Staff. He examined and ensured the company's financial systems and processes were compliant and efficient.
- He currently holds the position of Assurance Staff Associate at SGV & Co., he is responsible for conducting detailed financial audits, evaluating internal controls, assessing risks, and ensuring compliance with accounting standards for client organizations. Providing support for tax-related tasks, including calculating taxable income, ensuring adherence to tax laws, and assisting with the preparation and filing of income tax returns.
Overview
1823
1823
years of professional experience
30
30
years of post-secondary education
Work History
Experienced Assurance Staff Associate
Sycip Gorres Velayo & Co.
General Santos City
07.202 - Current
- Assisting in audit planning, performing substantive testing of financial data, and ensuring compliance with accounting standards like PFRS or IFRS.
- Testing and assessing the effectiveness of clients' internal controls over financial reporting.
- Ensuring the accuracy and completeness of clients' financial reports, identifying any discrepancies, and recommending necessary adjustments.
- Communicating with client management to present audit findings, discuss issues, and provide recommendations for improvements.
- Ensuring that audits are compliant with local regulatory bodies, such as the Bureau of Internal Revenue (BIR) or the Securities and Exchange Commission (SEC) in the Philippines.
- Using audit tools and data analytics to assess financial trends and risks.
Staff Auditor
KPS-SEED Inc.
General Santos City
12.2018 - 03.2019
- Develop audit plans based on risk assessments of lending operations.
- Perform audits of departments related to loan origination, underwriting, and servicing.
- Ensure adherence to regulatory requirements and internal policies.
- Analyze financial and operational data to identify discrepancies and inefficiencies.
- Prepare clear and concise audit reports documenting findings and recommendations.
- Monitor the implementation of management's corrective actions and recommendations.
- Work with risk management, compliance, and operations teams to foster a culture of continuous improvement.
Credit Analyst
Enterprise Bank, Inc.
Davao City
04.2017 - 10.2018
- Mitigate company exposure to credit risks and potential fraud-related losses by implementing robust risk management strategies and monitoring procedures.
- Evaluate loan applications in accordance with the company's underwriting standards and policies to ensure compliance and sound lending decisions.
- Conduct comprehensive background checks, including credit assessments with banks and financial institutions, personal interviews, discreet verifications, property appraisals, business evaluations, court case reviews, and trade reference checks, to gather a complete view of the applicant's credibility.
- Analyze the financial condition of loan applicants by examining their income statements, balance sheets, and cash flow reports to assess overall financial health and repayment capacity.
- Assess applicants' credit history, payment behavior, and outstanding debts to evaluate their ability to repay the loan, ensuring that all relevant factors are considered in the lending decision.
Education
Bachelor of Science - Bachelor of Science in Accountacy
06.2011 - Current
High School Diploma -
06.2007 - 04.2024
Skills
Critical thinking abilities
Affiliations
- Proficient in Microsoft Office; Excel, Word, Power Point, Outlook
- Able to communicate in English intermediately.
- Proficient team player
- Eager to embrace ongoing learning.
Timeline
Staff Auditor - KPS-SEED Inc.
12.2018 - 03.2019
Credit Analyst - Enterprise Bank, Inc.
04.2017 - 10.2018
Ramon Magsaysay Memorial Colleges - Bachelor of Science, Bachelor of Science in Accountacy
06.2011 - Current
General Santos City High School - High School Diploma,
06.2007 - 04.2024
Experienced Assurance Staff Associate - Sycip Gorres Velayo & Co.
07.202 - Current
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