Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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Jade Dollesin

Quezon City, Metro Manila,00

Summary

Dynamic Credit Underwriter with extensive experience at HSBC Data Electronic Processing, excelling in credit risk analysis and decision-making. Proven track record in evaluating financial statements and mentoring junior staff, ensuring compliance and accuracy. Strong analytical skills combined with exceptional communication abilities drive successful outcomes in unsecured lending products.

Overview

8
8
years of professional experience

Work History

Credit Underwriter

HSBC Data Electronic Processing
04.2021 - Current
  • Assess applications for unsecured loans, credit cards, and lines of credit, evaluating creditworthiness, income, debt-to-income ratio, and credit scores.
  • Review and interpret customer credit reports and financial statements to make sound underwriting decisions.
  • Maintain a high level of accuracy in reviewing applications and documentation, ensuring compliance with company policies and regulatory standards.
  • Train and mentor junior underwriters in credit risk analysis, and underwriting best practices.

Telephone Banking Specialist

HSBC Data Electronic Processing
05.2017 - 04.2021

*Assisting customers from the United Kingdom with their banking concerns such as bill payments, balance
transfer requests, lost or stolen card cancellation and replacement, and lending queries such as personal loans,
mortgages, and credit cards.
*Assisting with charges and interest queries, disputes, and transferring to tier 2 when needed.
*Offering suitable products to customer’s needs while ensuring that superior customer service is provided.

Education

Bachelor of Science - Secondary Education

Urdaneta City University
Urdaneta, Province Of Pangasinan, Philippines
03-2018

High School Diploma -

Pedro T. Orata National High School
Urdaneta, Province Of Pangasinan, Philippines
03-2014

Skills

  • Credit Risk Analysis
  • Unsecured Lending Products (Personal Loans, Credit Cards, Lines of Credit)
  • Financial Statement Analysis
  • Credit Decisioning Systems (eg, Experian, FICO)
  • Microsoft Excel (Advanced), Credit Scoring Software
  • Attention to Detail and Analytical Thinking
  • Communication and Interpersonal Skills

Accomplishments

  • Supervised a team of 7 staff members.
  • Consistent Top Performer
  • POC of engagement- HSBC Underwriting Services Team.
  • Spotlight awardee- customer engagement, was recognized in the United kingdom.

Timeline

Credit Underwriter

HSBC Data Electronic Processing
04.2021 - Current

Telephone Banking Specialist

HSBC Data Electronic Processing
05.2017 - 04.2021

Bachelor of Science - Secondary Education

Urdaneta City University

High School Diploma -

Pedro T. Orata National High School
Jade Dollesin