Giovanni Capawa

• Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
• Prepare Credit Proposals and present it to the Credit Committee for approval.
• Built and maintained relationships with new and existing clients while providing high level of expertise.
• Developed and cultivated lucrative relationships with both new and existing clients through effective communication and exemplary interpersonal skills.
• Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.

AWARDS:

Account Officer of the Year 2013

For Visayas & Mindanao - Provincial Category

• Promoted new accounts for commercial and consumer loans through targeted solicitation.
• Evaluated borrower capacity by conducting detailed applicant interviews.
• Secured all necessary loan documentation to ensure compliance.
• Conducted regular client visits to review business operations and identify future needs.
• Facilitated efficient releases of loans and payment processes.
• Executed credit checks on suppliers and customers linked to borrowers.
• Oversaw loan-related transactions including mortgage registrations and tax payments.
• Maintained comprehensive records while advocating for other bank products.

• Solicited new accounts for commercial and consumer loans.
• Conducted interviews to evaluate applicant capacity as borrowers.
• Prepared comprehensive credit proposals based on detailed assessments.
• Secured completeness of loan documentation to expedite processing.
• Performed credit investigations and trade checks for risk assessment.
• Appraised real estate properties and equipment used as collateral.
• Monitored client operations through monthly visits to identify future needs.
• Maintained accurate records of loan processes and client interactions.
• Sit down and pick-up teller
• In-charge, ATM Reconciliation