Erwin P. Radovan
Quezon City
Summary
Professional with strong expertise in credit analysis and risk assessment. Proven ability to streamline processes, enhance client relationships, and mitigate financial risks. Strong focus on collaboration and flexibility to adapt to changing business needs. Adept at financial reporting, regulatory compliance, and utilizing analytical tools to drive impactful results.
Overview
8
8
years of professional experience
Work History
Credit Officer Team Head
Toyota Financial Services
Makati City, Metro Manila, Philippines
04.2024 - Current
- Led and supervised a team of credit analysts to ensure accurate and timely loan evaluation.
- Managed team performance through coaching, training, and workflow optimization.
- Reviewed and approved credit applications in alignment with risk policies and lending guidelines.
- Analyzed credit histories, and customer capacity to determine creditworthiness.
- Ensured compliance with internal credit policies, regulatory standards, and audit requirements.
Payment Processor
Toyota Financial Services
Makati City
02.2018 - 03.2024
- Led the successful implementation of new automated encoding of payment schedule, resulting in increased efficiency and accuracy
- Processed auto-debit arrangement for customers on a daily basis, ensuring accuracy and timeliness
- Worked closely with the accounting department to reconcile accounts and ensure accuracy of payments
- Managed a team of 2 payment processors, providing guidance and support to ensure timely and accurate completion of tasks
Education
Financial Management
Far Eastern University
Manila01.2017
Skills
- Technical: Mathematics, Problem Solving, Analytical, Accounting, Finance, Microsoft Office
- Personal: Interpersonal, Time Management, Flexibility, Integrity, Team Player
References
Available upon request.
SEMINARS & TRAINING ATTENDED
- Plan, Do, Check, Act | June, 2019
- Toyota Business Practices | July, 2019
- A3 Writing Overview | Aug, 2021
- TBP Thinking | Feb, 2022
- Signature Verification and Forgery Detection | Apr, 2023
- ID Verification and Check Fraud Detection | May, 2023
PERSONAL INFORMATION
- Birthday: August 18, 1996
- Birthplace: Quezon City
- Age: 29
- Citizenship: Filipino
- Religion: Roman Catholic
- Civil Status: Single
Timeline
Credit Officer Team Head
Toyota Financial Services
04.2024 - Current
Payment Processor
Toyota Financial Services
02.2018 - 03.2024
Financial Management
Far Eastern University