- Most racket sports, including tennis, badminton, pickleball, and table tennis
Dwight Cuevas
Cebu City,Region VII: Central Visayas
Summary
With over 10 years of banking experience specializing in Automatic Payroll Deduction Lending, I have built a strong understanding of the DepEd salary loan segment and its operational demands. I am results-driven, with a consistent track record of delivering performance wherever I lead.
Currently, I lead the APDS team of Sun Savings Bank, where my mandate is to drive growth while strengthening end-to-end operations. When I assumed the role four years ago, the bank had a ₱1B portfolio and monthly remittances of around ₱50M. Through consistent and disciplined execution, performance steadily improved—growing the portfolio to ₱3.7B, increasing monthly remittances to nearly ₱100M, and maintaining a low NPL ratio of 2.5%.
These results were achieved by refining the entire process—from sales and onboarding to collections—ensuring efficiency, risk control, and sustainability.
I bring strong analytical capability, leveraging Power BI to generate insights, support decision-making, and continuously improve performance.
Overview
16
16
years of professional experience
Work History
Senior Assistant Vice-President
Sun Savings Bank, Inc
04.2025 - Current
Assistant Vice-President
Sun Savings Bank, Inc.
04.2023 - 04.2025
Senior Manager
Sun Savings Bank, Inc.
08.2021 - 04.2023
Regional Sales Head - Bicol
China Bank Savings, Inc.
06.2017 - 07.2021
- Ensure sales budget and business objectives are met.
- Managed 2 branches under an expansion mandate, with plans to scale to 7 branches; led 15 sales and 29 operations personnel.
- Delivered ₱1.2B in loan releases in 2020.
- Generated ₱83M in net income in 2020.
- Maintained a 1.55% past due ratio for 2020.
Branch Operations Head
City Savings Bank, Inc.
11.2009 - 06.2017
- Managed daily operations of branch, overseeing staff performance and customer service standards.
- Maintained high levels of customer satisfaction through exceptional service and prompt resolution of complaints.
- Conducted regular staff meetings to communicate targets, performance expectations, and company updates.
- Developed and implemented strategies to increase sales and profitability within the branch.
Education
Bachelor of Science - Accountancy
Cebu Institute of Technology
Cebu City03.2003
Skills
- Leadership skills
- Portfolio management
- Data analytics expertise
- Process improvement strategies
- Achievement orientation
- Critical thinking
- Bank operations management
- Sales strategy
Hobbies and Interests
- Data Analytics
- Power BI
- Sales
- Marketing
- Dashboard
- Excel
- Sports
- Business
Interests
Timeline
Senior Assistant Vice-President
Sun Savings Bank, Inc
04.2025 - Current
Assistant Vice-President
Sun Savings Bank, Inc.
04.2023 - 04.2025
Senior Manager
Sun Savings Bank, Inc.
08.2021 - 04.2023
Regional Sales Head - Bicol
China Bank Savings, Inc.
06.2017 - 07.2021
Branch Operations Head
City Savings Bank, Inc.
11.2009 - 06.2017
Bachelor of Science - Accountancy
Cebu Institute of Technology