DIANA-LYN T. DERAY
MARIA CRISTINA SAMPALOC MANILA
Summary
Seeking a position as a Credit Evaluator or Collection Specialist in which my abilities and experience can aid the growth of the company.
Overview
6
6
years of professional experience
Work History
Collection Associate
ABU-EMP UNLIMITED CREDIT RESOURCES INC.
08.2022 - Current
- Process clients request for extension, restructuring and rediscounting.
- Apply Credit and Debit on client transactions
- Transact Pull out checks, returned checks, Balance Over and Balance Short
- Verify the issued checks of the client
- Follow up the clients regarding their return checks, unpaid penalties
- Monitoring of accounts and identify overdue payments
- Keeping accurate records of debit accounts
- Prepare Demand Letter, Statement of Account
- Make a status report on collection activity and accounts receivable status
- Prepare legal documents needed for filing fee
- Pay the Filing Fee for BP22 and Small claims thru online website
Loan Assistant (Centralize Booking of Agri-Machinery Loans)
AGRIBUSINESS RURAL BANK INCORPORATED
12.2021 - 07.2022
- Booking of Individual Client Creation (ICC) thru Instafin
- Booking of Loan Proceeds of Agri-Machinery Loans
- To Manage the Schedule account of Agri-machinery thru Intafin
- To Input the information of the client thru Electronic Loan Documentation and Booking system (ELDBS)
- To generate the Documents of the Agri-machinery thru ELDBS
Collection Head (Agri-Machinery Loans)
AGRIBUSINESS RURAL BANK INCORPORATED
03.2021 - 07.2022
- Oversee the Monthly expected Amortization (MEA) / Past Due Ratio Bank wide
- Ensure the compliance of the branch personnel in the implementation of all system that serve as a tool in monitoring collection performance
- Assures the attainment of daily KRAs and KPIs of every collection personnel and performs the necessary action to handle non-attainment of the said KRAs and KPI
- Ensure the issuance of monthly NOKNA to all non-performing collection personnel
- Schedule daily Client Visit Monitoring (CVM) to the branch personnel
- Coordinate to the Branch Lending Head regarding the past due account
- Generate the daily attainment report for Agri-machinery and prepare their incentives
- Manage (PDB) person by person, day by day, bit by bit
- To recommend to the Branch lending what remedial action take
- (ex
- Extension of payment, restructuring etc.)
Credit Evaluator Real Estate Mortgage & Puhunang pang MSME Loan
AGRIBUSINESS RURAL BANK INCORPORATED
01.2020 - 09.2021
- Evaluate loan approval
- Assure that all submitted credit folder are reviewed properly and according to the set standard arrangement
- Ensure the collateral/Land title is clean
- Interview the client and references thru phone call
- Coordinate any findings during the credit folder documentation review to Loans Unit Head and be discussed to branch personnel concerned together with the branch head for rectification
Tele collection- Seafarer
AGRIBUSINESS RURAL BANK INCORPORATED
10.2018 - 01.2020
- To remind, follow up the client and also the co-borrower of the client regarding his/her due payment
- Send Text blast message to the clients
- Follow up the compromise payment of the client and do remedies regarding their past due account
- Oversee the MEA Target and MEA Attainment every Month
- To send the notices and Demand letter for the default account
Education
Bachelor of Science - Biology
ISABELA STATE UNIVERSITY-CABAGAN CAMPUS
01.2018
Skills
- Knowledge in Excel
- Problem Solving
- Detail Oriented
- Team-Oriented
- Strong negotiation skills
- Skip tracing
- Debt settlement
- Documentation skills
- Self motivation
Personal Information
- Age: 27
- Height: 5'0"
- Date of Birth: 11/07/97
- Nationality: Filipino
- Marital Status: Single
Attended Seminars
- BANK SECURITY, BANK ROBBERY AND BANK TREAT SEMINAR, Via Zoom, 10/20/21
- ANTI-MONEY LAUNDERING ACT SEMINAR, Ropali Plaza, Jose Maria Escriva Drive, Pasig City, 11/01/18
- CASH FLOW STATEMENT-UNDERSTANDING INTERPRETING AND ANALYZING, Gov. Espenilla Hall, RBAP Bldg., Intramuros, Manila, 02/01/20
- English at Work, Ropali Plaza, Jose Maria Escriva Drive, Pasig City, 01/01/19
- Credit 101 Training (Cashflow Statement), Ropali Plaza, Jose Maria Escriva Drive, Pasig City, 02/01/20
Timeline
Collection Associate
ABU-EMP UNLIMITED CREDIT RESOURCES INC.
08.2022 - Current
Loan Assistant (Centralize Booking of Agri-Machinery Loans)
AGRIBUSINESS RURAL BANK INCORPORATED
12.2021 - 07.2022
Collection Head (Agri-Machinery Loans)
AGRIBUSINESS RURAL BANK INCORPORATED
03.2021 - 07.2022
Credit Evaluator Real Estate Mortgage & Puhunang pang MSME Loan
AGRIBUSINESS RURAL BANK INCORPORATED
01.2020 - 09.2021
Tele collection- Seafarer
AGRIBUSINESS RURAL BANK INCORPORATED
10.2018 - 01.2020
Bachelor of Science - Biology
ISABELA STATE UNIVERSITY-CABAGAN CAMPUS
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