Charmaine Saurin
Binangonan, Province Of Rizal
Summary
Professional financial analyst with comprehensive understanding of credit risk management and financial analysis. Known for effectively supporting teams to achieve strategic objectives and adapt to evolving business needs. Valued for analytical acumen, collaborative approach, and reliability.
Overview
7
7
years of professional experience
Work History
Senior Credit Analyst
China Banking Corporation
01.2018 - Current
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Performed credit reviews on corporations to assess financial conditions.
- Improved understanding of financial statements, which helped in assessing risk.
- Gathered loan documentation for underwriting.
- Conducted timely reviews of existing credits ensuring compliance with covenants, terms, and conditions stipulated in loan agreements.
- Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.
Education
Bachelor of Science - Business Administration Major in Financial Mgmt.
Far Eastern University
Manila, Philippines06-2017
Skills
- Loan structuring
- Teamwork and collaboration
- Financial statement review
- Credit analysis
- Loan documentation
- Financial statement analysis
- Company policy oversight
- Credit decision making
- Attention to detail
- Credit risk assessment
- Verbal and written communication
Timeline
Senior Credit Analyst
China Banking Corporation
01.2018 - Current
Bachelor of Science - Business Administration Major in Financial Mgmt.
Far Eastern University
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