CHANDA NGALIDES
CITY OF SAN FERNANDO, LA UNION
Summary
Proven Credit Officer with a track record of minimizing default risks by up to 30% at PSWRI through expert credit analysis and financial statement review. Skilled in enhancing loan decision-making and customer relations, I leverage industry trends and regulatory knowledge to optimize lending practices.
Overview
10
10
years of professional experience
Work History
Credit Officer
PSWRI
06.2014 - 06.2024
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
Education
BACHELOR OF ELEMENTARY EDUCATION -
ASIST
LAGANGILANG ABRA03.2013
Skills
- Customer Relations
- Credit analysis
- Documentation Management
- Financial statement review
Timeline
Credit Officer
PSWRI
06.2014 - 06.2024
BACHELOR OF ELEMENTARY EDUCATION -
ASIST
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