Aira Maris Lagera

Responsible for end to end processing of loan applications (Individual, Company and Trusts, SMSF)

• Booked meetings, occasionally sit in virtually.
• Collated required supporting documentation.
• Data entry.
• Send application documents for signatures to applicants.
• Upload supporting documents.
• Lodge applications to lenders.
• Monitor/Track application progress and keeping broker and applicant/s informed.
• Develop and maintain filing systems to facilitate easy access to information.
• Correspond with clients on requirements.
• Push for mortgage approvals through effective communication with brokers, assessors/BDM, solicitors/conveyancers.
• Handle and worked together with broker and applicants for any approval conditions.
• Set up Solicitor/Conveyancer engagement with clients to execute loan documents.
• Book appointments for clients with bank branch to execute loan documents.
• Push for settlements.
• Pre-Submission and Post-Submission pricing/rate review.
• Order Valuations.
• Stay informed of latest industry trends and sharing insights with team members.
• Maintain level of accuracy in data entry, ensuring all loan applications were processed without errors.
• Assist in training new team members, sharing best practices for efficient loan processing and client correspondence.
• Ensure compliance with industry regulations by staying up-to-date on changes in policies and guidelines related to mortgage lending.
• Provide comprehensive support to broker, ensuring they had all necessary information to make informed decisions on mortgage applications.
• Collaborate with broker to provide timely, accurate service for clients throughout entire mortgage process.
• Communicate with broker and applicant concerning progress of loan file.
• Uphold complete confidentiality of all submitted information according to release guidelines.

• Assisted with preparation of monthly financial statements.
• Prepared bank reconciliations on a monthly basis to identify potential discrepancies between company records and bank statements.
• Prepared journal entries and entered into system.
• Reconciled month-end totals for timely and accurate reporting of financial information.
• Collaborated with senior accountants to perform month-end closing procedures, ensuring timely financial reporting.
• Compiled and analyzed financial information to prepare entries for general ledger accounts.
• Reduced errors in financial reporting through meticulous review and analysis of documents.
• Provided support during audits by gathering requested documentation and answering questions from auditors.
• Supported inventory control measures by performing periodic physical counts and reconciling discrepancies with system data.
• Monitored cash flow to maintain optimal liquidity and cash management.
• Utilized tax software to prepare and file tax returns.
• Assisted in budget preparation and monitoring for increased cost control and profitability.
• Developed strong relationships with all departments through effective communications.
• Maintained internal controls and accounting procedures.
• Provided journal entries and performed accounting on accrual basis.
• Maintained integrity of general ledger and chart of accounts.
• Trained new employees on accounting principles and company procedures.